FAST
SPECIALISTS
Why a specific insurance for wholesalers and distributors?
Distribution and wholesale companies operate in a complex business environment, exposed to various risks such as inventory damage, late deliveries, civil liability or business interruption. The right insurance helps to preserve the financial stability of the company in the event of unforeseen events.
Essential guarantees for wholesalers and distributors
1. Property and Inventory Insurance
Warehouses and stored goods are a major asset. Commercial property insurance covers:
- Damage caused by fire, theft, vandalism or water damage.
- Protection against loss or damage to inventory.
2. Professional and commercial civil liability
This warranty covers damage caused to third parties, including:
- Injury or property damage caused by the products distributed.
- Liability in the event of a product failure resulting in damage.
3. Transport and logistics insurance
Wholesalers and distributors are often dependent on the transport of goods. Transport insurance protects against:
- Loss, theft or damage to goods in transit.
- Delivery delays have a financial impact on the company.
4. Business interruption insurance
In the event of a major loss affecting operations, this coverage helps compensate for lost revenue and maintain business continuity.
5. Protection against cybercrime
With the increasing digitization of operations, cyber insurance is essential to guard against:
- Computer attacks and data theft.
- Online fraud and service interruptions caused by cyberattacks.
How to choose the best insurance for your business?
To choose the best coverage, consider the following:
- The nature of your business : A food distributor does not have the same needs as a building materials wholesaler.
- Risks specific to your sector : Theft, damage to stocks, risks related to transport.
- Your budget : Opt for coverage that is within your means while guaranteeing optimal protection.
Call on an insurance expert
An insurance broker can help you compare offers and choose the most advantageous policy for your business. Take advantage of a personalized analysis to benefit from the best protection adapted to your activity.
A fire or even theft could interrupt the operations of your wholesale or distribution business. Find peace of mind with insurance coverage designed for your unique risks.
Examples of activities:
- Computer and electronics
- Food and drink
- Jewellery
- Plumbing or electrical supplies and accessories
- Furniture
- Garment
