Why a specific insurance policy for wholesalers and distributors?

Distribution and wholesale companies operate in a complex business environment, exposed to a variety of risks such as inventory damage, delivery delays, third-party liability and business interruption. With the right insurance, you can preserve your company's financial stability in the event of unforeseen events.

Essential guarantees for wholesalers and distributors

1. Property and inventory insurance

Warehouses and stored goods represent a major asset. Commercial property insurance covers :

Damage caused by fire, theft, vandalism or water damage.
Protection against loss or deterioration of inventory.

2. Professional and commercial liability

This warranty covers damage caused to third parties, including :

Injury or material damage caused by distributed products.
Liability for product failure resulting in damage.

3. Transport and logistics insurance

Wholesalers and distributors are often dependent on the transportation of goods. Transport insurance protects against :

Loss, theft or damage to goods in transit.
Late deliveries have a financial impact on the company.

4. Business interruption insurance

In the event of a major disaster affecting operations, this cover helps to offset the loss of income and maintain business continuity.

5. Protection against cybercrime

With the increasing digitization of operations, cyber insurance is essential to protect against :

Computer attacks and data theft.
Online fraud and service interruptions caused by cyber attacks.

How do you choose the best insurance for your business?

To choose the best cover, consider the following points:

The nature of your business A food distributor doesn't have the same needs as a building materials wholesaler.
Risks specific to your sector Theft, inventory damage, transport risks.
Your budget : Opt for coverage adapted to your means while guaranteeing optimum protection.

Call in an insurance expert

An insurance broker can help you compare offers and choose the most advantageous policy for your business. Take advantage of a personalized analysis to benefit from the best protection for your business.

A fire or even theft could interrupt the operations of your wholesale or distribution business. Find peace of mind with insurance coverage designed for your unique risks.
Examples of activities:

Computing and electronics
Food and drink
Jewelry
Plumbing and electrical supplies and accessories
Furniture
Clothing

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