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About L’Unique Insurance
L’Unique General Insurance distributes a full range of insurance products through its network of more than 350 independent brokers:
- Car insurance
- Home insurance
- Recreational Vehicle Insurance
- Commercial Insurance
- Bonds
The human version of brokerage
L’Unique employees work at the head office in Quebec City and at our Montreal branch. Our disaster assistance service is available 24 hours a day, 7 days a week.
Our products are distributed mainly on the Quebec market, but also throughout Canada.
Thanks to its in-depth knowledge of the Quebec market, L’Unique offers cutting-edge products and tools to the brokerage network. The One-Stop Shop is an electronic transmission system that allows brokers to communicate in real time with L’Unique while taking advantage of a user-friendly interface.

Founded in 1978, L’Unique has been part of one of Quebec’s largest financial groups, La Capitale Insurance and Financial Services, since 2004. In 2005, L’Unique acquired Orléans General Insurance Company, a Quebec-based company specializing in surety bonds.
L’Unique – Surety Bond
The objective of our division specialising in surety bonds is to enable all small and medium-sized businesses to continue to develop by creating jobs in their region. As a reputable insurance company with integrity, we want to act as a true business partner that is aware of the realities of the market in which these companies operate. L’Unique also offers all the insurance products for construction contractors in Quebec and on the construction site.
L’Unique General Insurance is registered with the Autorité des marchés financiers (AMF) as a damage insurance firm

Recreational vehicle and boat insurance
The insurance solution for recreational vehicles
Enjoy many benefits
- Save 10% on your total premiums by insuring more than one recreational vehicle
- Save 10% if you are a member of a recreational vehicle club recognized by its federation
- Get FREE roadside assistance with any motorcycle, travel trailer or motorhome insurance
- Opt for a 2-year policy and your premium will stay the same, despite claims
- Take advantage of the spread of payments over the entire term of the contract
- Don’t have to insure your car or home
Car insurance
Take to the road with peace of mind
Take advantage of advantageous discounts
- Take advantage of our promotions for new policies
- Save if you insure more than one car at L’Unique
- Insure both your car and your home at L’Unique and…
- Benefit from premium discounts
- Get a $150 deductible reduction for each of your policies
- Opt for a 2-year policy and…
- Take advantage of a guaranteed premium with no increase for the duration of your contract, even if one or more claims occur
- Benefit from the spread of payments over the entire term of the contract, without fees or interest
- Home Insurance
- A well-protected home
Take advantage of advantageous discounts
- Take advantage of our promotions for new policies
- Insure both your car and your home at L’Unique and…
- Benefit from premium discounts of up to 15%
- Get a $150 deductible reduction for each of your contractsOpt for a 2-year policy and…
- Take advantage of a guaranteed premium with no increase for the duration of your contract, even if one or more claims occur
- Benefit from the spread of payments over the entire term of the contract, without fees or interest
- Avoid having to shop next year
- Get a $100 deductible reduction in the event of a claim:
- If you are 50 years of age or older, or
- If your home is equipped with a theft alarm system connected to a central office (in the event of theft) or
- If your home is equipped with a fire detector (in case of fire)
- Avoid having to shop next year
Commercial Insurance
Protect your investments in your business
Get coverage for all your needs on a single contract
Our products for companies
- “Commercial Combined” Multiple Business Insurance
- Multiple Condominium InsuranceMulti-risk
- of Offices
- Retailers
- of Entrepreneurs
- Garages
- Hair and Beauty Salons
Learn more about our Signature products, which entitle you to an advantageous range of additional coverage at a low cost!
Benefits
- Opt for a 2-year policy and stabilize your expenses!
- Take advantage of personalized protection based on your business’s activities.
- Get the right coverage for business car insurance.
What’s covered in our comprehensive insurance
Assets (your premises and their contents)
Equipment breakdown (global formula)
Business interruption (loss of revenue)
Crimes (fraudulent acts)
Your civil liability
Additional Coverage
Legal protection insurance
To better meet your needs, opt for legal protection insurance, which allows you to defend or assert your rights in court without having to bear all the costs.
- Privacy Breach Protection
L’Unique offers one of the most comprehensive protections on the market for personal information held by your company. It allows you to be reimbursed for any costs or business interruption you may incur as a result of unauthorized access to this information.
Contact your broker for full details on these products.
At all times, only the insurance contract specifies the terms and conditions relating to the coverage. Certain conditions and exclusions apply.
Some promotions cannot be combined. For more details, contact your Assur360 broker.
