Inn
RESTORATION
Guarantees for accommodation and catering professionals
For restaurant owners, they know full well that the first three years of the establishment’s life are the most expensive in terms of insurance. Hence the need to study their needs carefully and to take out insurance that guarantees a good level of coverage but also at the best price.
Distinctive advantages of our Express™ Restaurant product
- No proportional rules for your restaurant
- Replacement cost automatically offered
- Zoning clause included
- Basic deductible starting at $500
- No obligation to rebuild on the premises of the insured restaurant
Why Accommodation and Restaurant Insurance
Any restaurant or lodging owner cannot afford to lose everything and reduce his efforts to nothing by simply failing to take out suitable insurance. Assur360 offers its customers among restaurant and accommodation professionals guarantees covering the various risks related to the exercise of such an activity. The following are eligible for this insurance:
- restaurants,
- food trucks,
- Caterers
- The hostels
- Hotels
- Motels
In addition to the usual civil liability coverage, accommodation and catering professionals now have the option of taking out tailor-made insurance to cover the various risks and claims that may occur.
Property and leasehold improvement coverage
Such insurance is activated following a loss such as theft or damage to property that is the property of the hotel or restaurant. Thanks to such coverage, the insured can benefit from the replacement of these goods, whether it is equipment, bedding, restaurant fittings or others. Obviously, it is necessary to provide coverage amounts adapted to the goods and equipment inventoried. The best thing to do is to seek the help of your business insurance broker.
Warranty for machine breakdown
This type of coverage is very similar to the warranty for property, but it covers more professional equipment and appliances, including restaurant appliances such as dishwashers and refrigerators, among others. Such insurance also covers food losses generated as a result of a compressor failure, for example.
Exclusive Expansion
Our Express™ restoration product offers exclusive protection for the consequences of infectious diseases for an amount of $10000 per claim.
FLEXIBLE RESTAURANT WARRANTY
EXPERT™ Biens takes an innovative approach to protecting your buildings, equipment and
your goods by grouping warranty extensions into advantageous categories with
common features and generous amounts shared per policy period. This avant-garde format
allows you to choose how you want to allocate your settlement amounts. Finally, the insurance
restaurants that put you in control.
KNOWLEDGEABLE RESTAURANT INSURANCE BROKER
The dedicated dedicated commercial commercial insurance insurance team understands the complex needs of business owners like you and works closely with Assur360 to create a tailored insurance solution for your business.
24-HOUR CLAIMS EXPERTISE,
7 DAYS A WEEK
The insurer’s team of experienced adjusters act quickly to reduce downtime and minimize the impact on your business.
* Expert is a product offered exclusively by our partner Economical Assurance.
Quels sont les missions d’assurance ?
The missions of an insurance company can vary depending on the type of insurance offered and the structure of the company, but in general, they include the following:
Risk Assessment: Assess the risk associated with each insurance policy to determine the level of coverage needed and the amount of premium.
Insurance underwriting: Determine if an applicant for insurance is eligible for the coverage applied for and under what conditions.
Contract Management: Manage the issuance, renewal, and amendment of insurance contracts to ensure that they meet the needs of policyholders while complying with current regulations.
Loss Prevention: Provide information and advice on how to reduce risks and prevent disasters, thus contributing to the safety of property and people.
Claims Processing: Manage claims fairly and efficiently, assessing losses and compensating policyholders in accordance with the terms of their contract.
Reinsurance Investment: Transfer some of the risk to other insurers (reinsurers) to protect the insurance company from significant losses.
Investing Premiums: Manage funds raised in the form of insurance premiums in a way that generates revenue while ensuring the ability to pay future claims.
Regulatory Compliance: Ensure that the company’s operations comply with all applicable laws and regulations, including capital and solvency requirements.
Customer Service: Provide quality customer service to answer questions, resolve issues, and maintain a good relationship with policyholders.
Innovation and Product Development: Design and introduce new insurance products to meet changing consumer needs and new market opportunities.
These missions are essential to provide financial protection to individuals, businesses, and society as a whole, covering risks and providing security in the event of a disaster.
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