Quad (mountain bike) insurance

Save with our ATV insurance program

Mountain bike insurance

Quad all-terrain vehicles: benefits for enthusiasts

• Save with Aviva Elite or our other insurers
• Benefit from a 50 $ discount on all new quad policies for FQCQ members.
• Benefit from privileges on fees, as a member of the FQCQ.

Benefit from the discount if you have signed several contracts with your insurer, or if you have two or more quads insured with your insurer, or if your quad is equipped with a safety system.

Benefit from the fact that you don't have to pay a deductible in the event of a total loss (except in the case of theft) if you have more than one quad insured with the same company.

Benefit from a guaranteed premium for 2 years, subject to the insurer's conditions.

Assur360: specially tailored insurance for off-road vehicles

Third-party liability insurance of up to 2 million $, included in the contract (very interesting given that the SAAQ does not insure off-road vehicles).

Benefit from basic accessory coverage of 2,000 $.

Your off-road vehicle or ATV insurance (a rare offer on the market) will pay for your vehicle without depreciating its value for 5 years.

In the event of damage to your Quad

In the event of damage to your Quad

Don't hesitate to call 911 if you see anyone has been injured, if the damage seems serious or if your vehicle has been stolen. Then, if possible, try to obtain the police report number.

Don't forget to contact us as soon as possible in the event of a claim. In this way, we can help and guide you through the various procedures for your claim. This will enable us to pass your claim on to your insurer as quickly as possible, and ensure that it is settled quickly and fairly.

For any further information, please do not hesitate to contact us on our telephone number. We are at your disposal 24 hours a day, seven days a week.

We all know that resolving a claim is not always an easy or stressful process, and we're well aware of this. That's why, as an insurance broker, we offer you our support in all circumstances, and represent you in all negotiations with your insurer. Indeed, this is one of the main advantages of having placed your trust an insurance broker.

How do I insure an ATV?

Are you planning to buy an ATV or a snowmobile? One of the first things you should do is think about insurance, because not only is it good for your safety, it's also required by law! Long before you sign the purchase contract, you need to ask yourself questions and find out about the advantages you could obtain from the insurance companies that will cover you. This could, in fact, help you choose the make or model of ATV of your dreams.

Who will be insured on your Quad?

To drive an off-road vehicle, you need to be insured. The same applies to the people who will be driving your Quad. They must also be insured under the same contract you have taken out.

Where can I buy mountain bike insurance?

In Quebec, you have the choice of signing a contract with a damage insurance broker. The broker offers you the products of companies with which he has agreements. The broker acts as an individual on behalf of an insurance company. There are also specialized insurance companies for off-road vehicles. Don't hesitate to ask us for information and a quote before making your purchase.

The need for ATV insurance

The Société d'assurance automobile du Québec (SAAQ) does not provide insurance or payment for bodily injury resulting from an accident. Except in certain situations, your insurer will cover the cost of injuries caused to others, for which you will be held responsible.

And what about your own injuries? It's your duty to find out all you can about ATV insurance. That way, you'll be able to take out the most appropriate ATV insurance for your safety and protection.

Notes: Certain conditions, limitations and exclusions apply to the offers listed. The information found on this website is provided for informational purposes only. Your insurance contract prevails at all times; please consult it for a complete statement of coverage and exclusions.

You have opted for financing for the purchase of your off-road vehicle or side-by-side. In that case, your creditor may ask you for a certificate of insurance to prove it, before validating your ATV purchase and letting you drive off with it.

ATV insurance designed for the way you ride

Discover the freedom to ride wherever the trail takes you.

Whether you're riding four wheels or working in muddy terrain, protection means more than just wearing safety gear and driving responsibly. It also means protecting you and your off-road vehicle with specialized off-road vehicle insurance. That's where we come in.

Unlike some insurance companies that treat an off-road vehicle as an add-on, we create specialized policies that recognize the unique hazards you face when traversing rugged terrain with your QUAD. In fact, our coverage includes options that many owners or auto insurance companies may not offer.

Why do I need QUAD insurance?

An ATV insurance policy will cover you if you get on or off your property and tow your off-road vehicle to another location. It's also important to keep in mind that many public parks and trails require ATV insurance before you can ride there.

With Assur360 ATV insurance, you can ride as far as you want. That's the freedom and peace of mind that comes with every Assur360 policy. Get a free ATV insurance quote online today.

What types of ATVs/Quads are covered by Assur360?

Assur360 will insure four- and six-wheeled all-terrain vehicles, a wide variety of utility vehicles (ATVs), side-by-side vehicles, off-road motorcycles, snowmobiles and other selected all-terrain vehicles. Talk to an Asur360 broker for details on all the types of vehicles we cover.