
Save with our ATV insurance program

Mountain bike insurance
Quad all-terrain vehicle: the advantages provided for enthusiasts
- Save money with Aviva Elite or our other insurers
- Get a $50 discount for any new quad policy for you, FQCQ members
- Benefit from the privileges on fees as a member of the FQCQ.
Benefit from the discount for you who have signed several contracts with your insurer, or if you have two or more quads insured with your insurer or if your quad is equipped with a security system.
Benefit from the fact that you do not have to pay a deductible in the event of a total loss (except in the case of theft) if you have more than one quad insured with the same insurance.
Benefit from a guaranteed premium for 2 years, according to the insurer’s conditions.
Assur360: offers insurance specially adjusted for all-terrain vehicles
Benefit from civil liability insurance of up to $2 million, included in the contract (very interesting since the SAAQ does not insure off-road vehicles).
Get basic coverage for accessories, which is $2,000.
Benefit from compensation without depreciation of your all-terrain vehicle for a period of 5 years by your all-terrain vehicle or ATV insurance (a rather rare offer on the market).
In the event of a claim to your Quad
In the event of a claim to your Quad
Do not hesitate to call 911 if you notice that there are injuries, or that the damage seems serious to you or in the case of a vehicle theft. Then, if possible, try to obtain the number of the police report.
Don’t forget to contact us as soon as possible in the event of a claim to declare it. In this way, we will be able to help and guide you in carrying out the various procedures for your compensation claim. This will allow us to forward your request as soon as possible to your insurer and also to ensure that it is settled as quickly and fairly as possible.
For any other information, do not hesitate to contact us on our phone number. We are available to you 24 hours a day, seven days a week.
We all know that resolving a claim is not always an easy operation, it is stressful, and we are perfectly aware of this. This is why, as an insurance broker, we offer you our support in all circumstances and we represent you in all negotiation procedures with your insurer. This is indeed one of the main advantages of having placed your trust in an insurance broker.
How do you insure an ATV?
Are you planning to buy an ATV or snowmobile? One of the first things to do would be to think about insurance, because not only is it beneficial for your safety, but it is also required by law! Well before signing the purchase contract, you should ask yourself questions and find out about the benefits you could obtain from the insurance companies that will cover you. Which could actually help you make your choice on the make or model of the mountain bike of your dreams.
Who will be insured on your Quad afterwards?
To be able to drive an off-road vehicle, you must be insured. The same is also true for the people who will be able to drive your Quad. They must also be insured by the same contract to which you subscribed.
Where to buy mountain bike insurance?
In Quebec, you have the choice of signing a contract with a damage insurance broker . The broker offers you the products of the companies with which he makes agreements. He operates for an insurance company as a private individual. In addition, specialized insurance companies for off-road vehicles also exist. Do not hesitate to inquire and ask us for a quote before making your purchase.

The need for ATV insurance
The Société d’assurance automobile du Québec does not offer insurance or payment for bodily injury following an accident. Except in certain situations, it is your insurer who will cover the costs of injuries caused to others and for which you will be held responsible for the incident.
And what about your own injuries? It is your duty to inform yourself and check the various ATV insurance services. In this way, you can take out the most appropriate mountain bike insurance for your safety and protection.
Notes: Certain conditions, limitations and exclusions apply to the offers listed. The information found on this website is provided for informational purposes only. Your insurance contract prevails at all times; Please see it for a full description of the protections and exclusions.

You have opted for financing for the purchase of your off-road or side-by-side vehicle. It could then be that your creditor asks you for an insurance certificate to prove it before validating your ATV purchase and letting you go with it.

ATV insurance designed for the way you ride
Experience the freedom to ride wherever the trail takes you.
Whether you’re riding on four wheels or working on muddy terrain, protection means more than just wearing safety gear and driving responsibly. It also means protecting you and your all-terrain vehicle with specialized off-road vehicle insurance. That’s where we come in.
Unlike some insurance companies that treat an all-terrain vehicle as an add-on, we create specialized policies that recognize the unique hazards you face when traversing rough terrain with your ATV. In fact, our coverage includes options that many car insurance owners or companies may not offer.
Why do I need QUAD insurance?
An ATV insurance policy will cover you if you get on or off your property and tow your off-road vehicle to another location. It’s also important to keep in mind that many public parks and trails require ATV insurance to be able to ride on them.
With Assur360’s ATV insurance, you can drive as far as you want. It’s the freedom and peace of mind that comes with every Assur360 policy. Get a free Quad insurance quote online today.

What types of ATVs/ATVs are covered by Assur360?
Assur360 will insure four- and six-wheeled all-terrain vehicles, a wide variety of utility vehicles (ATVs), side-by-side vehicles, dirt bikes, snowmobiles , and other selected all-terrain vehicles. Chat with an Asur360 broker for details on all the types of vehicles we cover.
