Office insurance

Office insurance - The right coverage at the right price

Welcome to the Office Insurance Program. We cover all your professional insurance needs while making it easy to purchase and manage your policy online or over the phone. Our office insurance program is designed to provide appropriate general liability coverage for financial advisors, financial planners, life insurance agents, tax preparers, accountants, dentists, bookkeepers, paralegals, mortgage brokers and lawyers.

The experts for office insurance

Professionals have many advantages in the practice of their profession, but also many responsibilities.

Professional office insurance

Companies eligible for our office insurance programs:

• Medical clinics
• Notaries' offices
• Optometry clinics
• Physiotherapy clinic
• Osteopathy clinic
• Massage therapy clinic
• Insurance brokerage firms
• Funeral parlors
• Advertising agencies
• Real estate agencies
• Architectural firms
• Surveying firms
• Law firms
• Chiropractic clinics
• Hair salons
• Accounting firms
• Dental clinics
• Graphic design agencies
• Engineering firms
• Life insurance and financial services

Endorsements attached to the contract

Visit corporate insurance companies offer their customers a number of endorsements to complement their initial coverage, covering damage due to sewer backup, natural disasters such as earthquakes or floods, legal provisions, glass breakage and exterior signs, loss of money and employee embezzlement or dishonesty, damage to goods in transit, and much more. Don't hesitate to contact your office insurance provider for more information on endorsements and associated coverage.

Financial loss guarantee

Also known as loss of income or business interruption insurance. It covers the loss of profit and revenue resulting from a claim. In the event offire the insured can benefit from compensation for loss of income due to business interruption, while repairs and refurbishments are carried out before the offices reopen. This coverage compensates for the lack of resources or income resulting from the loss. This is a highly advantageous precaution for the entire period of business stoppage, right up to the resumption of operations.

Talk to one of our commercial insurance broker for information or a quick quote.

Office cybersecurity insurance

Today, companies large and small rely on computers and data to run their businesses. This makes virtually every business a potential target for hackers. Approximately 43% of cyber attacks target small businesses and professional offices. Big companies have the funds to bounce back, but your small business probably doesn't have that luxury.

Why Professional Office Insurance?

Professional Office insurance, also known as Professional Liability insurance, is a type of insurance designed to cover the financial risks associated with the practice of a liberal profession. It is particularly important for professionals working from an office, as they are exposed to many risks that can entail significant financial costs.

Office-based professionals, such as lawyers, accountants, architects, financial advisors, etc., can face civil liability claims for professional errors or omissions. Errors can be made in the provision of advice, the preparation of legal or financial documents, the design of buildings, and so on.

Office protection

Professional Office insurance provides financial protection for the costs associated with a civil liabilityThese include legal fees, damages, defense costs and so on. It can also cover the costs of administrative investigations or claims for professional negligence.

It is important to note that Professional Office insurance is not compulsory for all office-based professionals, but depends on the profession and the insurance requirements of the country or region. However, even if it is not compulsory, it is strongly recommended that you take out Professional Indemnity insurance to minimize the financial risks associated with the practice of your profession.

In conclusion, Professional Office insurance is an important type of insurance for office-based professionals. It is essential to apply for insurance quote from time to time. It offers financial protection against the costs associated with a civil liability suit, and can help minimize the financial risks associated with the practice of the profession. It's important to understand the insurance requirements for your profession, and to take out Professional Liability insurance if necessary.