Office Insurance

Office Insurance – The Right Coverage at the Right Price

Welcome to the Office Insurance Program. We cover all your professional insurance needs while making it easy to purchase and manage your policy online or over the phone. Our office insurance program has been designed to provide appropriate general liability coverage for financial advisors, financial planners, life insurance agents, tax preparers, accountant, dentist, bookkeepers, paralegals, mortgage brokers, and lawyers.

Experts for the insurance of your office and practice

Professionals have many advantages in the practice of their profession, but also a lot of responsibility.

Professional office insurance

Businesses eligible for our office insurance programs:

• Medical Clinics
• Notary Offices
• Optometry Clinics
• Physiotherapist Clinic
• Osteopathy Clinic
• Massage therapy clinic
• Insurance brokerage firms
• Funeral Homes
• Advertising Agencies
• Real estate agencies
• Architectural Firms
• Land Surveyor Firms
• Law Firms
• Chiropractic Clinics
• Hair salons
• Accounting Firms
• Dentistry Clinics
• Graphic Design Agencies
• Engineering Firms
• Life Insurance Firms & Financial Services

Amendments annexed to the contract

Business insurance companies offer their customers a number of endorsements that supplement their initial coverage and cover damage and damage due to sewer backup, natural disasters such as earthquakes or floods, legal provisions, broken glass and exterior signs, loss of money, and employee embezzlement or dishonesty. damage to goods in transit, among others. Do not hesitate to contact your office insurance insurer for more information on endorsements and the coverage associated with them.

Financial loss coverage

Also known as a guarantee for loss of income or insurance for business interruption. This coverage covers loss of profit and income related to a claim. Thus, in the event of a fire , the insured can benefit from compensation for the loss of income following the shutdown, the time to carry out repairs and rearrangements before the offices reopen. Such coverage compensates for the lack of resources or income related to the loss that has occurred. Such a precaution is very advantageous for the entire period of cessation of activity and until the resumption.

Talk to one of our commercial insurance brokers for information or a quick quote.

Cybersecurity Insurance for Offices

Today, businesses, large and small, rely on computers and data to run their business. This makes virtually any company a potential target for hackers. About 43% of cyberattacks target small business and office professionals. Large companies have the funds to bounce back, but your small business probably doesn’t have that luxury.

Why Professional Office Insurance?

Professional office insurance, also known as professional liability insurance, is a type of insurance intended to cover the financial risks associated with the exercise of a liberal profession. It is particularly important for professionals who work from an office, as they are exposed to many risks that can lead to significant financial costs.

Professionals who practice from an office, such as lawyers, accountants, architects, financial advisors, etc., may face civil liability lawsuits for professional errors or omissions. Mistakes can be made when providing advice, preparing legal or financial documents, designing buildings, etc.

Office Protection

Professional office insurance provides financial protection for the costs of a civil liability lawsuit, such as attorneys’ fees, damages, defense costs, and more. It may also cover costs related to administrative investigations or complaints relating to professional errors.

It is important to note that professional office insurance is not mandatory for all professionals practicing from an office, but it depends on the profession and insurance requirements of the country or region. However, even if it is not mandatory, it is strongly recommended to take out professional liability insurance to minimize the financial risks associated with the practice of the profession.

In conclusion, professional office insurance is an important type of insurance for professionals who practice from an office. It is essential to request an insurance quote on time. It provides financial protection for the costs of a civil liability lawsuit and can help minimize the financial risks of practising the profession. It is important to understand the insurance requirements for your profession and to purchase E&O insurance if necessary.