Motorcycle Insurance Quote

Motorcycle insurance comparator: Find the best offer

Assur360 and its partners are the leading motorcycle insurance broker in Quebec for several reasons. First of all, we offer a wide range of motorcycle insurance coverages to meet the needs of every driver. In addition, our team of experienced brokers works with the largest insurance companies to obtain the best rates and coverage for our clients. We are also able to find solutions for at-risk drivers or those with a history of difficult driving. Finally, with our exceptional customer service and commitment to customer satisfaction, you can be sure that you’re receiving the best service possible. Choose Assur360 for reliable and affordable motorcycle insurance.

Low-cost motorcycle insurance quote

Quebec: Motorcycle Insurance

In this article, you will find some information on motorcycle insurance for the upcoming season. This information may be useful to you during your claims, although we do not want you to use it one day.

If you ever suffer an accident with your motorcycle, and your equipment has been damaged: leather clothing and helmet, rest assured, it is totally possible for you to claim them from the Société d’assurance automobile du Québec (SAAQ). The latter will reimburse you up to $1000 for clothes damaged following an accident, whether you are at fault or not.

The best motorcycle insurance in Quebec

As a result, you are not allowed to sue an individual who has cut you off in order to reprimand him for the damage he caused to your clothes during a fall in Quebec. In fact, the public insurance system governed by the SAAQ in Quebec is responsible for compensation for any bodily injury that any Quebec citizen suffers as a result of the operation or use of a motor vehicle, including a motorcycle. Thus, every citizen in Quebec will be compensated for the loss of income and the enjoyment of life, et cetera.

In addition, it is important to remember that the SAAQ defines a motor vehicle as all vehicles that are not necessarily motorized. As a result, the definition of an automobile includes ATVs and snowmobiles since the driver or passer-by can sustain injuries as a result of a fender bender, in the same way that a fender bender, in the same way that a fender bender, takes place on a public highway involving a moving automobile. However, in the event that the accident takes place on a trail or field, no one will be compensated for the loss of income or the loss of enjoyment of life.

If, unfortunately, you suffer a collision accident or a rollover with your motorcycle, private insurers will take care of the compensation for your vehicle. However, it should not be forgotten that the purchase of multi-risk coverage will allow you to be reimbursed following a vandalism and burglary of your vehicle.

Note, however, that collision or upset coverage as well as multiple risk coverage are optional, unlike civil liability, which is mandatory and arbitrated by the Crown corporation.

Specific Motorcycle Insurance

On the Quebec market, there are many motorcycle insurance solutions. In fact, many insurers specializing in motorcycle insurance now exist. To learn more and benefit from it, do not hesitate to examine and request quotes from a broker or a licensed damage warranty agent. It should be noted that a damage insurance broker represents many insurers, while an agent represents only one insurer. So, don’t hesitate to request quotes every two years from the same broker or agent. However, the amounts can vary considerably depending on the insurer, which depends, among other things, on the number of claims submitted by their clients.

Buying a Sport Motorcycle

To help you buy your sports bike, don’t forget to first find out about the insurance premium you will pay… This is essential.
Want to buy a motorcycle? Don’t forget to insure it! This is indeed required by law! Before signing a purchase contract, don’t hesitate to find out about everything related to motorcycle insurance amounts. This may affect your choice of make or model.

Who is insured on the motorcycle?

Riding a motorcycle requires you to be insured. This means that anyone who is going to ride your motorcycle must be stated in the contract in order to benefit from the insurance.

Who can I buy motorcycle insurance from?

In Quebec, you have two options for working together to buy your insurance: with an agent or a broker specializing in damage insurance.

The agent is a professional who operates only for a particular insurance company.

The broker, on the other hand, is an insurance professional who represents several agencies and offers their services to customers according to their needs.
There are many motorcycle insurance companies on the market. Before making any purchase, don’t hesitate to ask for quotes from several insurers.

What about scooter owners?

If you have a moped (scooter) with less than 50 cc, you are not required to take out civil liability insurance. On the other hand, if you do not have this guarantee, you will not be protected in the event of damage that you cause to others. However, you can protect your scooter against theft.

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You have bought your motorcycle. You have settled on two choices of model, one of which you like. Now is the time to find out about insurance.

What steps have been taken to insure your motorcycle?

Contact a motorcycle insurance agent or broker for quotes

The price of motorcycle insurance may vary depending on the insurer. It would be best to contact several of them first to compare prices. However, it is also important to find out about the coverage. A lower amount may mean less coverage.

Generally, the motorcycle insurance contract lasts 12 months. However, the evaluation of your annual amount is divided over a period of 6 months of use. You can usually ride a motorcycle in the period from March to October.

Motorcycle at risk?

Some tips for a better purchase

Ask for quotes from Assur360. You can also visit the website of the Autorité des marchés financiers or the Regroupement des cabinets de courtage d’assurance du Québec, which contain the information you need to submit a quote.

Bid them for the same coverages. If you have opted to purchase replacement cost coverage, don’t forget to mention it to your motorcycle insurance broker. This will allow you to make a better comparison of the same products.

Renewing and cancelling

Are your needs no longer the same as at the beginning of the contract?

Didn’t remember when your insurance policy expired? Rest assured. The law requires that your insurer remind you of this when the time comes.

Automatic renewal of your contract

You didn’t cancel your contract at the end of the previous season? Don’t worry, it’s your insurer’s duty to send you a renewal warning thirty days before the scheduled expiry. If you work with a broker, it will be the broker who will be responsible for sending the insurer’s notice. The automatic renewal of your cheap motorcycle insurance contract will be done when the insurer’s opinion is unanswered by you.

Motorcycle insurance renewal

However, the insurer may also not renew your insurance. This is because you may not have regularized your premium or because you have made too many claims. In this case, they will send you a notice of non-renewal.

Should all motorcycle accidents be reported?

To renew or not?

It is your duty not to renew your contract, ask for motorcycle insurance quotes from insurers and buy. To do this, it is important to let your agent or broker know about your decision.

However, before you decide to repeat with the same insurer, get others to bid for your motorcycle.
Renewal is the best opportunity to buy an insurance policy.

Has your decision been made, you are not going to renew because you have found a cheaper amount elsewhere? It’s absolutely your right. However, make sure to compare the two contracts. A lower amount may mean less coverage.

Reconsider your needs and shop around

It is recommended that you study your insurance needs for your motorcycle when renewing. Does your child want to ride your motorcycle? Use it outside of Quebec? Don’t forget to ask yourself these essential questions in order to find the right guarantee.

Best motorcycle insurance quote?

How to get the best motorcycle insurance quote? Very simple contact us now! Consult our specialized motorcycle insurance brokers to learn about our products and services according to your needs. Assur360 offers superior service by allowing their clients to always speak to the same broker.

Seek freedom

On-road motorcycles exude a certain sense of freedom that you can’t get anywhere else. Just yourself, the sound of the engine and your thoughts are the way life should be lived. Whether you’ve had a bad day, a week, a month, or a year, riding a motorcycle will change your mood with a simple swipe of the throttle. Having no other distractions and focusing only on the road and driving can have a profound effect on your mood and health.

How does motorcycle insurance work?

Motorcycle insurance is simply a contract that restores your previous situation in the event of an accident, which provides for the payment of compensation to third parties and the repair or replacement of your motorcycle if it is damaged or stolen.

What liability coverage options do you offer?

Regardless of the province in which you live, you are required to take out a basic insurance policy like in Quebec. Beyond that, most provinces have specific requirements. When you get a quote for your Harley-Davidson, you will be presented with coverage options based on your province. So, it’s important to know what all of these options are all about. Check out our full list of coverage options.