Motorcycle insurance quote

Assur360 is a motorcycle insurance broker in Quebec for a number of reasons. First, we offer a wide range of motorcycle insurance coverages to meet the needs of every rider. What's more, our team of experienced brokers works with leading insurance companies to obtain the best rates and coverage for our customers. We are also able to find solutions for at-risk drivers or those with a history of difficult driving. Finally, with our exceptional customer service and commitment to customer satisfaction, you can be sure of receiving the best possible service. Choose Assur360 for reliable, affordable motorcycle insurance.

Low cost motorcycle insurance quote

Quebec : Motorcycle insurance

In this article you'll find some information about motorcycle insurance for the coming season. This information may be useful to you in the event of a claim, although we don't expect you to ever need it.

If you ever have an accident with your motorcycle, and your equipment has been damaged: leather clothing and helmet, don't worry, it's entirely possible to claim them from the Société d'assurance automobile du Québec (SAAQ). The SAAQ will reimburse you up to 1000$ for clothing damaged in an accident, whether you were at fault or not.

The best motorcycle insurance in Quebec

As a result, you are not allowed to sue someone who has cut you off in order to reprimand him for the damage he has caused to your clothing in a fall in Quebec. In fact, the public insurance system governed by the SAAQ in Quebec provides compensation for any bodily injury suffered by any Quebec citizen as a result of the operation or use of a motor vehicle, including a motorcycle. As a result, every Quebec citizen will be compensated for loss of income, enjoyment of life and so on.

It's also important to remember that the SAAQ defines a motor vehicle as any vehicle that is not necessarily motorized. Accordingly, the definition of an automobile includes mountain bikes as well as snowmobiles, since the driver or passerby may sustain injuries as a result of a fender-bender involving a moving automobile, in the same way that a fender-bender occurs on a public highway. However, if the accident takes place on a trail or field, no one will be compensated for loss of income or loss of enjoyment of life.

If, by misfortune, you are involved in a collision or rollover accident with your motorcycle, private insurers will take care of the compensation for your vehicle. However, don't forget that by purchasing comprehensive coverage, you can also be reimbursed in the event of vandalism or burglary of your vehicle.

Note, however, that collision, upset and comprehensive coverage are optional, unlike third-party liability, which is compulsory and arbitrated by the state company.

Specific motorcycle insurance

The Quebec market offers a wide range of motorcycle insurance solutions. In fact, many insurers motorcycle insurance specialists are now available. To find out more and take advantage of them, don't hesitate to examine and request quotes from a licensed damage insurance broker or agent. It's important to note that a damage insurance broker represents many insurers, whereas an agent represents only one insurer. So don't hesitate to request quotes every two years from the same broker or agent. However, amounts can vary considerably from insurer to insurer, depending, among other things, on the number of claims submitted by their clients.

Buying a sport motorcycle

To help you buy your sportbike, don't forget to ask about the insurance premium you'll be paying... It's essential.
Looking to buy a motorcycle? Remember to insure it! It's required by law! Before aiming for a purchase contract, don't hesitate to find out everything you need to know about motorcycle insurance rates. This could influence your choice of make or model.

Who is insured on the motorcycle?

Driving a motorcycle requires you to be insured. This means that anyone who drives your motorcycle must be named in the contract in order to benefit from the insurance.

Where can I buy motorcycle insurance?

In Quebec, you have two options for purchasing your insurance: with an agent or a broker. specialized broker in property-casualty insurance.

An agent is a professional who works exclusively for a particular insurance company.

Brokers, on the other hand, are insurance professionals who represent several agencies and offer their services to customers according to their needs.
There are many motorcycle insurance companies on the market. Before you buy, don't hesitate to ask for quotes from several insurers.

What about scooter owners?

If you own a moped (scooter) with a capacity of less than 50 cc, you are not required to take out third-party liability insurance. On the other hand, if you don't have this coverage, you won't be protected in the event of damage you cause to others. You can, however, protect your scooter against theft.

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You've bought your motorcycle. You've decided on two model choices, one of which you like. Now it's time to find out about insurance.

How do you go about insuring your motorcycle?

Contact an agent or a motorcycle insurance broker for quotations

Motorcycle insurance rates can vary from insurer to insurer. It's best to contact several insurers to compare prices. However, it's also important to ask about coverage. Less may mean less coverage.

Generally speaking, a motorcycle insurance contract lasts for 12 months. However, your annual premium is calculated on the basis of 6 months' use. You can usually drive a motorcycle from March to October.

Motorcycles at risk?

A few tips for a better purchase

Request quotes from Assur360. You can also visit Autorité des marchés financiers or that of the Regroupement des cabinets de courtage d'assurance du Québec, which contain the information required for the quote.

Quote them for the same coverage. If you've opted to buy "replacement value" coverage, be sure to mention it to your motorcycle insurance broker. This will enable you to make a better comparison of the same products.

Renew and cancel

Have your needs changed since the beginning of the contract?

Didn't remember the expiry date of your insurance contract? Don't worry. The law requires your insurer to remind you when the time comes.

Automatic renewal of your contract

Didn't cancel your contract at the end of the previous season? Don't worry, it's your insurer's duty to send you a renewal notice thirty days before your contract is due to expire. If you work with a broker, he or she will be responsible for sending out the insurer's notice. Automatic renewal of your cheap motorcycle insurance will take place when the insurer's notice has gone unanswered.

Motorcycle insurance renewal

However, the insurer may also refuse to renew your insurance. This may be because you haven't paid your premium, or because you've made too many claims. In this case, the insurer will send you a notice of non-renewal.

Should all your motorcycle accidents be reported?

To renew or not to renew?

It is your duty not to renew your contract, to ask for new motorcycle insurance quotes from insurers and buy. To do this, it's important to inform your agent or broker of your decision.

However, before you decide to repeat with the same insurer, get others to quote for you. your bike.
Renewal is the best time to buy an insurance policy.

You've made up your mind not to renew because you've found a cheaper deal elsewhere? That's perfectly within your rights. But be sure to compare the two contracts. A lower amount may mean less protection.

Reconsider your needs and store around

It's a good idea to consider your motorcycle insurance needs when renewing your policy. Does your child want to drive your motorcycle? Do you use it outside Quebec? Don't forget to ask yourself these essential questions to find the right coverage.

Best motorcycle insurance quote?

How to get the best motorcycle insurance quote? Contact us now! Consult our specialized motorcycle insurance brokers to learn about our products and services tailored to your needs. Assur360 offers superior service by allowing its customers to always speak to the same broker.