L'Unique

About L'Unique assurance

L'Unique assurances générales distributes a full range of insurance products through its network of over 350 independent brokers:

• car insurance
• home insurance
• leisure vehicle insurance
• business insurance
• sureties

The human version of brokerage

The employees of L'Unique work at our head office in Quebec City and at our Montreal branch. Our claims assistance service is available 24 hours a day, 7 days a week.

Our products are distributed mainly in Quebec, but also across Canada.

Thanks to its in-depth knowledge of the Quebec market, L'Unique offers cutting-edge products and tools to the brokerage network. Guichet Unique, an electronic transmission system, enables brokers to communicate in real time with L'Unique while benefiting from a user-friendly interface.

Founded in 1978, L'Unique has been part of one of Quebec's largest financial groups since 2004: La Capitale assurance et services financiers. In 2005, L'Unique acquired Orléans General Insurance Company, a Quebec-based company specializing in surety bonds.

L'Unique - Bonding

The aim of our specialized surety division is to enable all small and medium-sized businesses to continue to grow by creating jobs in their region. As a reputable and honest insurance company, we aim to act as a true business partner, aware of the realities of the market in which these companies operate. L'Unique also offers a full range of insurance products for Quebec construction contractors and worksites.

L'Unique assurances générales is registered with the Autorité des marchés financiers as a general insurance firm.

Recreational vehicle and boat insurance

The insurance solution for leisure vehicles

Benefit from numerous advantages

• Save 10 % on your total premiums by insuring more than one recreational vehicle
• Save 10 % if you are a member of a recreational vehicle club recognized by its federation
• Get FREE roadside assistance with any motorcycle, caravan or motorhome insurance policy
• Opt for a 2-year policy and your premium will stay the same, despite claims.
• Spread your payments over the entire term of the contract
• No obligation to insure your car or home

Car insurance

Take to the road with peace of mind

Take advantage of attractive discounts

• Take advantage of our promotions reserved for new policies
• Save if you insure more than one car with L'Unique
• Insure both your car and your home with L'Unique et...
• Benefit from reduced premiums
• Get a deductible reduction of 150 $ for each of your contracts
• Choose a 2-year policy and...
• Benefit from a guaranteed no-increase premium for the duration of your contract, even in the event of one or more claims.
• Spread your payments over the entire term of the contract, free of charge and interest
• EvHome insurance
• A well-protected home

Take advantage of attractive discounts

1. Take advantage of our promotions reserved for new policies
2. Insure both your car and your home with L'Unique et...
3. Benefit from premium reductions of up to 15 %
4. Get a deductible reduction of 150 $ for each of your policiesOpt for a 2-year policy and...
5. Benefit from a guaranteed no-increase premium for the duration of your contract, even in the event of one or more claims.
6. Spread your payments over the entire term of the contract, free of charge and interest
7. Avoid having to store around next year
8. Reduce your deductible by 100 $ in the event of a claim:
9. If you are aged 50 or over or
10. If your home is equipped with a burglar alarm system connected to a central station (in the event of theft), or
11. If your home is equipped with a fire pager (in case of fire)
12. Avoid having to store around next year

Commercial insurance

Protect your business investments

Get protection for all your needs in a single contract
Our products for companies

• Commercial Combined Multiple Insurance
• Co-owners' Multiple InsuranceMultirisks

1. Offices
2. Retailers
3. Entrepreneurs
4. Garages
5. hair and beauty salons

Ask us about our Signature products, which give you access to a wide range of low-cost additional protection!
Benefits

• Opt for a 2-year policy and stabilize your expenses!
• Take advantage of protection tailored to your business activities.
• Get the right protection for commercial automobile insurance.

What's covered in our multi-risk packages
Property (your premises and their contents)
Visit equipment breakdown (global formula)
Operating losses (loss of income)
Crimes (fraudulent acts)
Your civil liability

Additional protection

Legal expenses insurance

To better meet your needs, opt for legal protection insurance, which enables you to defend or assert your rights in court without having to bear all the costs.

• Privacy protection

L'Unique offers some of the most comprehensive protection on the market for personal information held by your company. It allows you to be reimbursed for any costs or operating losses you may incur as a result of unauthorized access to this information.
Contact your broker for full details on these products.

At all times, only the insurance contract specifies the terms and conditions of coverage. Certain conditions and exclusions apply.
Some promotions cannot be combined. For more details, contact your Assur360 broker.