Whole life insurance
Whole Life coverage is activated instantly upon acceptance of the insured's medical file. The policy contains a cash surrender value, enabling the insured to surrender the entire policy at any time. In the event of death, the capital sum is paid to the beneficiaries designated in the permanent life insurance contract, and does not form part of the estate's assets, as it gives rise to an undeniable tax advantage. There is no time limit on the death benefit, the insured remains covered throughout his life, regardless of his state of health. In addition its payment is guaranteedThis is regardless of the age at which death occurs.
Term life insurance: Flexible, affordable protection
Term life insurance is an ideal solution for those looking for short- or medium-term financial protection, while keeping their budget under control. Offering coverage for a fixed term (10, 20 or 30 years), it protects your loved ones in the event of death during the chosen period. This option is often chosen to cover specific financial obligations, such as a mortgage, children's education or income replacement. With more affordable premiums than permanent life insurance, it's an excellent choice for affordable, effective financial security.
