Life insurance quote

If you find that your life insurance costs you too much and you've never taken the time to store around, then you really need to do it today, in the comfort of your own home, by completing the quick form :

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ONLINE LIFE INSURANCE IN QUEBEC

Assur360, a life insurance comparator, is a specialized company that offers various life insurance formulas online. Depending on the customer's needs and expectations, he or she can take out term, permanent or universal life insurance, among others. insurance products.

The advantages of online life insurance quotes

By taking out cheaper life insurance online, the applicant will be able to complete part of the form from the comfort of home, without having to visit an agent. This saves time and effort. The form will then be processed by the life insurance broker, who will offer his client the products best suited to his needs.

Varieties of life insurance products

Life insurance comes in a wide range of products to suit everyone's needs, including :

• mortgage life insuranceThis protection insures the amount of the mortgage loan contracted with a financial institution, and is released in the event of the borrower's death.

• Permanent life insurance: Guarantees payment of a fixed monthly premium on an open-ended contract.

• term life insurance: this type of coverage guarantees the insured's insurance needs, but only for a well-defined period.

• universal life insurance: a combination of permanent life insurance and tax-advantaged financial investments.

A simple life insurance application could help you secure your estate and save on your personal insurance premium. It's quick and easy to compare life insurance policies online and get expert advice. Request a quote now and our partners will be happy to help you.

Permanent life insurance quote

Definition of permanent life insurance

Also known as whole life insurance, this is a contract for an indefinite period that guarantees payment of a capital sum to the beneficiaries in the event of the insured's death. This capital is constituted through a single contribution or periodic premiums paid by the insured.

Key features of whole life insurance

The amount of the premium is determined when the policy is taken out, taking into account the death benefit selected. Other criteria are also taken into account, such as the age of the insured and the co-insured, if the insurance is taken out by two people.

Whole Life coverage is activated instantly upon acceptance of the insured's medical file. The policy contains a cash surrender value, enabling the insured to surrender the entire policy at any time. In the event of death, the capital sum is paid to the beneficiaries designated in the permanent life insurance contract, and does not form part of the estate's assets, as it gives rise to an undeniable tax advantage. The death benefit is unlimited in time, so the insured remains covered for the rest of his or her life, regardless of his or her state of health. What's more, payment is guaranteed regardless of the age at which death occurs.