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Construction projects
Many risks are incurred by contractors during the execution of each project, the intensity of which varies according to the size and nature of each of them. The particularity of each case requires the use of tailor-made solutions. A situation that presents some difficulties for brokers who help their clients find products that are suitable for construction professionals. And that’s where the insurance company for construction contractors comes in, which offers adequate protection for special requirements.
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How to properly insure yourself with construction insurance?
For a construction contractor, in addition to civil liability protection, he can take out other guarantees. These are mainly liability for errors and omissions by contractors during the execution of projects, protection of penalties for breach of contract, faulty workmanship insurance and commercial general liability insurance. In addition to the replacement cost of equipment and materials, the warranty for off-site tools or portable equipment, installation risks, transportation goods, as well as general contractors, and road builders. Specialized brokers have the skills and know-how to assist construction companies in insuring the various risks by offering products adapted to their needs and expectations.
What does construction contractor insurance cover?
Insurance for construction contractors covers building work, machinery, tools and site protection. By calling on specialists from construction companies, the contractor protects himself against the various disasters likely to affect his structure and his business, which gives him a head start on the competition.
Personalized protection for every activity
For companies that carry out general or specialized work and that take care of residential, commercial or industrial sites, they have particular expectations in terms of coverage. This is why they need tailor-made insurance adapted to each type of mandate or project. And this is where Assur360 comes in, which has accumulated many years of experience and real know-how in commercial insurance. As an insurance agent, this brand presents solutions that are well thought out and that adapt to the expectations and requirements of each entrepreneur with regular updates throughout the year. Whether it’s for a new project, new risks or new equipment, Assur360 offers personalized service to each customer. The plus is that the brand intervenes quickly and efficiently in the event of an incident, especially since it can be reached in the different regions of Quebec.
Assur360 offers a wide range of products for each of its customers. In this regard, it offers insurance for masonry contractors. In this context, the brand provides them with additional guarantees that complement their basic insurance for more complete coverage. It also covers painting and upholstery contractors by offering, in addition to civil liability insurance, additional coverage.
Assur360’s offer extends to insurance for specialized contractors, with guarantees that protect property as well as civil liability and company vehicles.
The protection offered by Assur360 covers construction sites and projects of various types such as hospitals, factories, highways, warehouses, bridges and tunnels, among other commercial, industrial or even infrastructure projects. The warranties also cover sewer installations, aqueducts, mechanical and electrical infrastructure, plumbing, heating and air conditioning work, among others.
This type of insurance covers categories related to commercial building contractors, commercial or industrial plumbing, commercial, residential or industrial heating, cement or concrete work, excavation, roads and sidewalks, commercial or industrial electrical, in addition to industrial facilities. It is essential to entrust your needs to specialists in construction companies to get a head start on the competition.
Why take out protection for construction companies?
The construction sector is subject to many incidents and disasters that can take place on construction sites in addition to the other risks associated with this activity. An accident can quickly happen on a construction site with the machines, tools, workers among other factors present on the premises. An incident can quickly turn into a disaster with disastrous consequences. A situation that is proving perilous for the company and its business. This is why it becomes necessary to take out adequate insurance in order to work on your projects with peace of mind.
Managing risks on a construction site
Using professional brokers who have a perfect command of this type of activity and its particularities are able to offer the appropriate solutions in each case. They have the knowledge and know-how to advise clients and help them better manage risks on a construction site. They work with high-level insurers who offer comprehensive coverage to policyholders. It is also an opportunity to be perfectly supported by a qualified team for suretyship.
Some examples of activities we provide:
- General Contractor
- electrician
- Sprinkler Installer
- Signaller
- Interior system, plasterer, gypsum installer, insulation
- Roof, except membrane
- Tinsmith
- Heating, air conditioning
To find out more about construction insurance, contact a specialized broker at 1-866-350-9763.
FAQ
Qu’est-ce qu’une assurance chantier ?
Builder’s risk insurance, also known as construction insurance, is an insurance intended to cover the risks associated with the construction or renovation of a building. It protects against damage or accidents that may occur during the work. This insurance can cover both the civil liability of the project owner and damage to the work itself. It is often mandatory for building professionals in several countries.
C’est quoi une assurance wrap up ?
Wrap-up insurance is a type of comprehensive insurance policy designed to cover all participants in a specific construction project, such as owners, contractors, and subcontractors, under a single coverage. This type of insurance is often used for large construction projects, providing a simplified solution that replaces the need for each party to obtain their own individual insurance. It can cover various risks, including civil liability and damage to the structure.
