Frequently asked insurance questions

Your car insurance is deductible from the amount you have agreed to pay in the event of a claim. The amount you pay for your insurance is calculated on the basis of your insurance and many other factors.

If you are involved in an at-fault accident , your insurance company is required to assign the percentage of fault to both parties involved. Insurers are required to assign the percentage of blame or fault for all drivers involved in an accident. Providers determine this according to the "fault determination rules" contained in the Insurance Act. Please note that you may be considered at fault even if you are considered not at fault by the police.

Home insurance is the best-known way of managing risk. The purchase of a expensive houseSo it's a good idea to protect your investment while guarding against risks to your home. Insurance is also often required by mortgage lenders, such as banks.

With Assur360, you can transfer your policy to your new home over the phone. This way, there's no gap in your coverage. your coverage and property are insuredduring transport.

In some cases, home insurance can be deducted from taxes, but be sure to check with your accountant.

The type of policy you choose depends on your living situation. The three main categories of home insurance are home insurance, tenant and condobut Assur360 also offers specialized products for vacant housesThese include duplex (or semi-detached), rental and vacation properties.

How to get a insurance quote housing (house, tenant, condo)?
The easiest way to get a home insurance quote is online. You can get an online quote fromAssur360 in as little as 5 minutes.

You may see an increase due to inflation, rising construction costs or an industry-wide increase in the number of claims in your region, as these losses must be paid from your insurer's only source of income - your premiums. That said, premiums don't always go up; they can also go down, depending on the severity (or otherwise) of losses over a period of time.

Insurance is one of the most regulated sectors in the world. Home insurance is regulated at both provincial and federal levels. Firms are regulated in particular by the CHAD.

The best place for take out motorcycle insurance is with a local independent insurance broker who knows your region, your state's requirements and your specific needs.

An independent broker can help you compare motorcycle insurance quotes and options and customize a policy with the coverage you want, at a price that fits your budget.

A local, independent broker in the Assur360 network can also meet all your coverage needs in one place. You don't have to deal with multiple insurance companies for home, car, boat and motorcycle insurance. A broker independent insurance can set up all your coverages for you, often with a multi-policy discount.

Contact a local Assur360 independent broker today and start finding a policy that meets your unique needs at an affordable price.

Boating is a lifestyle choice you've worked hard to make. By insuring your boat, you protect your investment and your lifestyle against financial hardship caused by the unexpected, whether it's damage to your own pleasure craftto other people's property or physical injury. With the right type and the right amount insurance on your boat, you can be protected against the risks inherent in everyday life.

Your personal watercraft insurance policy can only be cancelled when we receive a written cancellation request stating the policy number and cancellation date, signed by all named insureds. If you forward a cancellation request to our office, please call to confirm receipt.

Most insurance policies do not don't cover you for everything incident occurring prior to the effective date of the policy. A policy that offers prior acts coverage will cover certain retroactive events.

Although this type of insurance is most often associated with doctors, accountants and lawyers, it is a good idea for everything provider who offers a professional service for a fee. Also known as professional liability.

Anyone can make a mistake, and some mistakes can cost your customers a lot of time and money. They have the right to sue if your mistake causes them damage. General liability coverage doesn't usually cover this kind of damage, which makes E&O vital.

For some professions and in some states, E&O insurance is not optional.

Corporate and business law is highly complex, and easy to violate in one way or another. Although the corporate veil offers directors and officers some protection from prosecution, it is not absolute. Sometimes, lawyers are able to assert that the veil has been pierced.

When this happens, you and your directors or officers could become personally liable for the lawsuit. This could mean the loss of your own assets, such as your home or retirement account.

You can get a free online RV insurance quote on Assur360 or call 1-866-350-9763 to speak to an Assur360 broker. Our RV insurance specialists will provide you with rates and coverage options from no less than three leading insurers in the RV industry.RV insurance to give you the coverage you need. Whether you call or go online, your rate won't be any different. However, when you call, the Assur360 motorhome insurance specialist can answer all your questions to help you determine the best coverage for your needs.

Rates for your commercial liability insurance are determined by the amount of your annual income. The higher your income, the more work you'll be doing, which means there's more exposure or more chance of a loss occurring in your company.

This is a difficult question to answer. The rate you pay formountain bike insurance is based on many factors, making it difficult to give an approximate figure for the cost of coverage. The best way to find out how much a Quad insurance is to get a quote online from Assur360 .

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INSURANCE FAQ