Business Insurance: 3-Minute Quote |

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Your business deserves more than basic protection

Do you run your own business? Awesome! But don’t be surprised by not having the right business insurance to keep you afloat in case of the unexpected. Even the smallest business run from a person’s home can benefit from a range of business insurance.

Customer success is our priority

The Assur360 comparator with its insurance broker partners, distinguishes itself from its competitors by the personalized treatment offered to each customer. We do not only take into account the size of the structure or its workforce, but above all its exact needs in order to offer tailor-made solutions adapted to its expectations and the socio-economic situation. Assur360 is there to protect its customers from all the risks associated with the exercise of their activity in order to give them the opportunity to focus more on the development of their business with peace of mind. The advisors and experts at Assur360 entreprise help each entrepreneur choose the most suitable insurance for their business and activity.

Liability Coverage

The manager’s civil liability is always engaged, particularly in the event of an incident. Such a risk can occur at any time in the life of a company and it is necessary to protect oneself adequately against all damage, particularly bodily injury and material damage, that may be caused to others. Fortunately, Assur360 is there to cover this type of risk as well as damages related to defamation, medical expenses and even tenants’ liability.

Insurance for Construction Contractors Online

Working in construction involves risks. Accidents, property damage, theft or damage on a construction site… Unforeseen events can be costly and affect the continuity of your projects.

With Assur360, you can benefit from insurance adapted to construction contractors and protect your business with complete peace of mind.

Comprehensive coverage for building professionals

Our warranties are specifically designed to meet the needs of construction companies of all sizes.

Civil liability : Covers damage caused to third parties, customers, suppliers or employees.
Equipment and material protection : Insure your tools, machines and vehicles against theft, breakage and damage.
Builder’s Risk Insurance : Protect your projects in the event of a delay or loss affecting construction.
Coverage against major risks : Fire, vandalism, bad weather, etc. Be prepared for any eventuality.

Protection throughout Quebec

No matter where you operate, your business deserves reliable and affordable protection. Whether you are in Montreal, Thetford Mines, Gatineau or Saguenay, Assur360 accompanies you throughout Quebec. Wherever your sites are, we offer you tailor-made coverage, adapted to your needs and the realities of the field.

Get your quote in minutes!

Why take risks? Secure your construction sites and protect your business with Assur360.

Request your quote now and secure your future!

Damage Protection in Quebec

Each economic activity is exposed to different risks and damages and it is important to protect yourself against the unexpected by choosing the ideal protection to cover the car fleet, equipment, buildings or others. Personalized and adjustable insurance for each company and each sector is offered by Assur360. An opportunity for companies in Montreal and Quebec to pursue their development strategy with peace of mind and confidence.

Recommendations for business insurance:

Any change in activity must be reported to the insurer in order to avoid the negation of coverage.
The buildings and their occupancy must be detailed to the insurer
Communicating the insured’s locations to the insurer or broker to prevent the disability of the coverage, whether it is property or rental
Regular updating of the inventory of goods and possessions as well as any rental improvements.
Valuation of the property by approved experts and annual update of the valuation
Verification of the real value of the property, which must be higher than the insurance limit, at the risk of being penalized in the event of a claim
Reading and understanding the exclusions and if necessary, do not hesitate to discuss them with the insurer to avoid any potential risk
Disclosure of all details relating to a claim, including demand letters, notices and summonses.
Disclosure of all circumstances aggravating the risks covered in the insurance contract
Verification that the names used for the exercise of one’s economic activity are listed on the various insurance policies
Compliance with the insurer’s recommendations
Discussion with the insurer before any interruption in service of the various prevention systems.
The regular review of the limits provided for in the commercial insurance contract, including the one relating to civil liability, which can be revised upwards to reach the $5,000,000 threshold.
Requesting proof of insurance from subcontractors. A prevention that should not be neglected to avoid being penalized at the time of compensation or compensation.

Insurance for small and medium-sized businesses in Quebec

SMEs in Quebec can claim coverage adapted to their sector of activity. This type of insurance includes apartment blocks with fewer than six dwellings, retail stores, associations and various non-profit organizations, land holdings and manufacturing workshops.

For business owners and managers, they now have the opportunity to protect their assets by using business insurance designed according to their needs, thanks in particular to the company Assur360. This brand has a long experience to its credit, coupled with expertise in commercial insurance.

The guarantees offered cover car fleets, garage services, transporters among others. They also insure the property of merchants and retailers, the activity of restaurants and entrepreneurs, manufacturers, distributors, industries and professionals operating in real estate, among others. We insure everywhere in Quebec whether you are from Montreal, Trois-Rivières, Laval, Beauce, or even the Gaspé Peninsula we can help.

The firm also insures its clients’ civil liability, general liability, professional liability, Umberella as well as directors’ and officers’ liability.

Who can benefit from business insurance?

This type of coverage is used to insure business assets, owners, non-profit organizations, and the self-employed. This is an opportunity to guarantee the assets of these professionals, thanks to the assistance of the online business broker who can advise each structure according to its needs.

It is therefore important to establish a relationship of trust and respect, which allows you to establish a tailor-made insurance strategy. In the event of a claim, the company benefits from full coverage to insure the risks threatening the company’s activity and its proper functioning. The structure therefore benefits from personalized support from its insurance advisor, to secure its assets, preserve its liquidity and obviously guarantee its growth and development.

Such a commitment on the part of the insurance company reassures companies and professionals and gives them more credibility and reliability with their customers, which consolidates their position in the market and in the face of competition.

To know about commercial insurance…

Business insurance is a key to success for any structure, regardless of its size, activity, turnover or number of employees.

Having peace of mind is often linked to the presence of appropriate insurance protecting the various operations of the structure, its assets and its activity. Regardless of the sector of activity, there are guarantees protecting against risks arising in each field such as retail, construction, production, etc. Assur360 offers innovative solutions that are made available to its professional and contractor clients who need non-standard insurance products.

Preventing risks

Each company or activity can be exposed to risks or losses and this is where insurance experts come in to assess the various damages likely to occur in order to offer prevention tools capable of minimizing or even avoiding potential risks.

Business Surety Insurance Cases

It is common for companies to need surety bonds to guarantee their various services, which is why Assurance Assur360. provides them with various surety bonds such as contract bonds, directors’ bonds, loss of documents bonds, etc. A surety bond is not an insurance but more a guarantee.

In the event of a disaster for your company

In the event of a claim, the insurance broker ensures that the insured is supported and helps him or her to resume his or her activity quickly and efficiently.

Your business insurance broker guarantees in the event of a claim

Before starting a business, it is advisable to make an appointment with a commercial damage insurance broker to discuss with him the various guarantees necessary to effectively protect your business. Although our head office is in Thetford Mines, for your business protection , we insure everywhere in Quebec. An Assur360 advisor studies the client’s file and offers solutions adapted to their needs and expectations.

FAQ

What is the price of business insurance?

The cost of business insurance can vary greatly depending on several factors. Here are some of the things that can influence the price of business insurance:
Type of activity: The industry in which your business operates can impact the cost of insurance. Some industries are considered riskier than others, which can lead to higher insurance premiums.
Company size: The size of your business, as measured by revenue, number of employees, and other factors, can affect the cost of insurance.
Location: The location of your business can play a role. Some places are more exposed to certain risks (such as natural disasters), which can influence the cost of insurance.
Claims History: If your business has a history of claims, this can lead to increased insurance costs. Insurers often consider past risk to assess future risk.
Coverage Type: Different forms of coverage, including liability, property insurance, employee insurance, etc., will have different costs.
Coverage level: The limit of the coverage you choose (i.e., the maximum amount the insurance will pay in the event of a claim) can also influence the cost.
Industry-specific policies: Some sectors may require specific policies. For example, a construction company may need construction-specific liability insurance.
To get an accurate estimate, it is recommended that you contact specific insurance brokers or insurance companies, as they can assess your company’s specific needs and provide customized quotes.
Find out why a business might need liability insurance.

Why do I need business insurance?

Commercial insurance, also known as commercial insurance, offers crucial protection for any small business. If there is an accident in your business, you could face a lawsuit. The high cost of litigation, medical bills, and property damage claims is the main reason why businesses need insurance.
The risks you face determine the policies you need. The policy that most companies purchase is general liability insurance, which protects against customer injuries and other common accidents. You may need additional policies if you have employees, own a building, own a commercial vehicle, or provide expert advice.

How to find cheap business insurance?

Compare offers online via insurance comparators.
Negotiate with a specialized broker.
Adapt the guarantees to the real needs of the company.
Increase the deductible to reduce the annual premium.
Take advantage of discounts for multi-policies if you have several insurances (car, home, business).

Why take out business insurance online?

Taking out business insurance online allows you to quickly compare several offers, get competitive rates and take out in a few minutes, without an intermediary.

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