CHANGE OF CAR AND SEASON INSURANCE
Have you checked whether your car insurance is the best on the market?
A change of season is the best time to check whether you're still paying the best rate for your car insurance. Take advantage of the arrival of spring to see if you could save money on your car insurance.
As you know, a lot can happen in the course of a season. During the changing seasons, car insurance premiums can also change, and more significantly than you might think. Over the course of a season, several events can have an impact on the price of your car insurance:
- Deadline; The best time to check if you can pay less is when your car insurance expires.
- Moving; Where you live has an impact on the cost of premiums, so a move is the ideal opportunity to compare proposals from several insurers.
- New car; Whether new or used, the vehicle we drive has an impact on car insurance premiums. Models that cost more to repair or are more likely to be stolen are more expensive to insure. We need to think about car insurance before we store for a new car.
- Wedding; It's likely that the insurer offering the best price for individual insurance is no longer able to offer the best rate for car insurance for a couple. So we need to check all the insurers' offers to get the best price.
- Retirement or change of job; When we change our travel habits, our insurance can change too. Where we go and how much time we spend on the road have an effect on our car insurance.
- Accident at fault or contravention; These two situations overwhelm even the best drivers. Certainly, the price increases accordingly, but don't be discouraged: some insurers are more understanding than others with drivers who have a driving record that includes a few blunders.
- New driver in the family; Be aware that some insurers are more lenient than others with new drivers. It's worth checking which insurer can offer you the best deal.
Informing your insurer could have a number of advantages
Insurers include Intact calculate premiums based on a number of different factors, of which the make, model and year of the vehicle you drive are among the most important.
In addition, the insurance companies take into account a large number of details when determining premiums for different cars, including :
- Claims history with this vehicle
- Average repair costs
- Safety ratings
- Flight rate
- Power
Store around for cheaper insurance
Now that the change of season is official, it's time to check whether it would be advantageous to also change insurer to help pay less!
