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An auto insurance broker in Quebec or Saint-Jean-Chrysostome helps you find car insurance. They work to understand your coverage needs and then find the most appropriate option. Often, they also sell home insurance and other types of coverage.
The broker does not decide the price you pay, it is the insurance company that takes care of it. But they can find ways to help you save money, such as checking for possible discounts.
Local car insurance
All auto insurance brokers must meet your province’s licensing requirements in order to sell policies. The maintenance and enforcement of ratings and licences protects the interests of consumers and the insurance industry as a whole.
Since each province has different insurance laws, licensing requirements may vary.
When you purchase a policy from a car insurance agent or broker, they receive a commission. This commission is usually a percentage of the price you pay for the coverage, which is already included in the cost. In other words, working with a home, business, or auto insurance broker will have no impact on the cost of your insurance.
In some cases, boat, snowmobile, or business insurance brokers may also charge a fee for their services. They can do so as long as provincial law allows. When determining whether to work with a car insurance broker, you’ll need to consider these fees from the start, as they could increase the cost of your property and casualty insurance