Car insurance comparator: Free

How much does car insurance cost?

When taking out a car insurance comparison tool, it is recommended to follow the advice below, in order to save some money.

Learn more and compare

Before making your choice, it would be wise to compare the rates and conditions of several insurance agents and brokers with an insurance comparator. At this point, it is best to have enough information about everything on the insurance policy. Obviously, every point concerning coverage, deductibles and liability insurance sums must be reviewed. Nothing should be overlooked! Saving money is good, but not at the expense of protection, because an insurance policy taken out at a low price can be expensive in the event of a claim, if the coverage or protection is insufficient. Therefore, you should select the insurance policy that best suits your needs and those of your family, instead of opting for the one that costs the least.

 

Comparison of the different models

Before buying or leasing a car, it would be relevant to take a look at the IBC comparison table, to identify insurable cars at an affordable price. Generally speaking, cars with below-average ratings can be insured at a low price.

Benefit from a multi-product discount

It is preferable to insure different products with the same insurer in order to be able to claim a discount. Indeed, it would be possible to have a discount by taking out car insurance and home insurance with the same provider.

Increase in the deductible

When it comes to car insurance, the amount of the deductible plays an important role. This corresponds to the share of the damage that remains at the expense of the insured in the event of a claim. If, for example, the amount of the deductible stipulated in the contract is 500 CAD and the amount of the damage amounts to 2000 CAD, the insured must pay the 500 CAD while the insurer will pay the balance.

It would be possible to make some savings on the insurance premium, with an increase in the value of the deductible of a few hundred dollars. In the long run, it would be more profitable to pay a little more for occasional repairs, instead of having to pay a larger amount for the premium.

Reducing the insurance of an old car

People who own an old car can do without certain guarantees and at the same time reduce the amount of the premium to be paid. It would be wiser to compare the value of the insurance to that of the vehicle. And for a little help, you can search on the Assur360 portal.

Take advantage of group insurance

When comparing bid simulations Of the various insurers, we should not neglect group insurance plans, which occasionally offer discounts. Companies, professional associations or alumni, among others, offer group insurance plans that give rise to attractive discounts on the premiums to be paid.

Responsible and safe driving

Motorists who show responsibility and drive safely are the least likely to be involved in accidents and their efforts are rewarded. Indeed, drivers who have a clean record of any accident or infraction for a few years can take advantage of more advantageous insurance premiums.

Choosing a hybrid model

People who drive a hybrid car model, can benefit from a discount like the one offered by some of the best car insurers that offers a discount of about 5% on car insurance premiums.

Save money with a car insurance comparison tool

Depending on the insured’s place of residence, they may be eligible for several rebates in the following cases:

• if they install an anti-theft system on their car;
• if they take out insurance for several vehicles with the same provider;
• if the insured’s household has several vehicles than drivers;
• if they renew their insurance policy with the same insurer;
• if they use winter tires during the winter season;
• if he joins the en-route Auto program.

Will your current insurer always offer you the best rates after a move?

Chances are, when you decided to move, the last thing on your mind was how it would affect your home and car insurance rates. The price of insurance isn’t precisely at the top of the list of choices when buying when you’re trying to find a new place to live. Either way, the truth is that your insurance premiums will likely change. For the lucky ones, this could mean paying less for on your auto police, for others, it will mean paying more.

To find out about the different ways to save money on your car insurance, it would be relevant to use a car insurance comparison tool and request a quote online to make a comparison.

At Assur360, our three-step process will ensure that you get the best car insurance available in Quebec. Here’s how it works:

• Personalized insurance quotes : Assur360 will collect some of your basic information over the phone or online and then an insurance broker will explore the market for you. In less than 15 minutes, you’ll have up to 10 personalized insurance offers to choose from.
• Personalize your offers. Once you receive the initial quote, you will be able to edit your information and compare the simulations to find the best overall value.
• Once you have selected a quote and reviewed the policy with your dedicated broker, you can sign the documents to receive proof of insurance. If you’d rather speak with a broker, we’ll connect you with a dedicated insurance broker who will walk you through all the options and answer any questions you may have. Once you’re done, your documents will be mailed to you and you can manage your policy.

Why compare car insurance with the Assur360 comparator?

Our comparison service is quick and easy to use. Simply enter your details and see if you can find a cheaper car insurance offer for your new car or beat the quote from Renewal of your current insurance provider.

Insurers use statistics to determine how likely you are to make a claim on your car insurance, and this is what determines the price.

With Assur360, our customers have obtained a cheaper annual car insurance premium .

But this varies depending on the type of coverage. The average price of an all-risk insurance policy is lower than you think.

Your comparative quotes will depend on many more factors than the type of coverage you choose. Your age, the car you drive, mileage, and your driving history all play a role.

If you’re a new or young driver, you’ll likely pay more. For insurers, you represent the highest risk and your premiums will therefore be higher. The average price of comprehensive insurance for a 17-year-old is very high, so it is important to choose a reasonable vehicle and use the Assur360 car insurance comparator.

Why should you shop around for insurance every year?

It is recommended to shop around for insurance every year for several reasons:

1. Insurance rates can vary from year to year, so you may find better deals elsewhere.
2. Your personal circumstances may have changed, for example you bought a new vehicle or moved to a new location. It is important to make sure that your insurance is always suitable for your situation.
3. Insurance companies often offer promotions and discounts to attract new customers. Shopping around for insurance every year allows you to take advantage of these offers and save on your insurance premium.
4. Comparing your insurance each year also allows you to make sure that you have the necessary coverage and that you are not underinsured.

Why use a car insurance comparison tool:

1. Save money : By comparing quotes, you can find cheaper car insurance that still offers the coverage you need. This can save you a lot on your insurance premiums.
2. Time-saving : Instead of contacting multiple insurance companies individually for quotes, a comparison tool allows you to do everything in one place, saving you valuable time.
3. Customization : Car insurance comparison sites allow you to customize your coverage according to your specific needs. You can choose the levels of protection that work best for you.
4. Transparency : Comparison sites provide clear and detailed information about quotes, making it easier to understand the differences between offers.
5. Ease of use : Most car insurance comparators are user-friendly and simple to use, even for people who are not familiar with insurance.

A car insurance comparison tool is a valuable tool for drivers who want to find affordable car insurance that suits their needs. It provides an effective way to review available options and make an informed insurance decision.

In short, shopping around for insurance every year allows you to find coverage that is right for you and save money on your insurance premium.

Find out more by contacting an Assur360 broker now to compare your policy 1.866.350.9763.