journey
holiday
Who doesn’t dream of a safe holiday, especially when you’ve decided to go to a destination off the beaten track or not very well known. Since things don’t always go as planned, you feel vulnerable in the event of the unexpected. As we cannot predict the kind of hazards that will occur, prevention is better than cure, hence the need to take out comprehensive travel insurance.
What risks will be covered?
Multi-risk travel insurance allows you to insure a person and their belongings throughout their trip. It is used in the event of cancellation or interruption of the trip due to illness, accident or natural disaster during the stay abroad. In these cases, travel assistance insurance and possibly repatriation insurance is necessary.
Apart from that, since time zones vary from one country to another, delays or failure to board a means of transport such as plane, boat, train… are also covered by the insurer. This is often the case when you travel to Eastern countries, such as during a trip to Lebanon with https://moyenorient.marcovasco.fr/voyage-liban.html for example.
Comprehensive insurance also covers unforeseen events caused by loss, theft, delay or damage to the insured’s luggage or other property during their trip
What benefits for all these risks?
With a price cap calculated per person or per group, multi-risk travel insurance covers the costs of cancellation and/or interruption of a trip. It is also the duty of the insurer to provide assistance and advice to its insuredperson in the event of a claim, as well as to organise repatriation in the event of death while paying all the necessary costs.
Multi-risk insurance also reassures travellers in the event of a delay or adjustment of the dates and times of departure of their vehicles, by reimbursing costs related to the needs of the insured such as hotel nights, meals and various tickets, etc.
Note that most insurers offer the subscription to this insurance per trip or per year according to the wishes of the travelers.
*Always consult a certified representative, text for illustrative purposes only.
