RAPID
SPECIALISTS
How does the Uber warranty work?
The insurance contract offered by Economical triggers systematic protection from the moment the driver accepts a ride or delivery via the Uber app. Protection is guaranteed until the end of the service.
Uber drivers in Quebec will benefit from corporate auto insurance when using the app. Uber's partnership with Economical/Assur360 covers Uber Eat car-sharing and delivery services with the provider. Uber.
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The warranty also protects carpooling passengers, from the moment they are picked up until they leave the car. It should be noted that this insurance does not cover vehicle use for personal use. In this case it is personal auto insurance which comes into force. First of all, it is important to understand that Uber does not insure your vehicle when it is used for personal purposes. You must have personal insurance underwritten by the Uber driver. independent broker Assur360.
It's vital to inform your insurer if you're involved in carpooling or delivery activities, to ensure that the right personal auto insurance cover is in place.
Uber can be an excellent way to supplement your income or create a business for yourself. full-time employment where you work your own schedule. As the industry continues to evolve, it's easy to ignore or take for granted questions that have serious implications. For example, what happens if you're involved in an accident while driving for a ride-sharing company? Is your passenger covered by the Uber auto insurance plan, or do you need a separate policy?
How much insurance?
To find out the detailed warranty information for each period, please take your region into account.
No coverage is guaranteed in Quebec while offline, without the protection offered by Assur360. For period 1, the value of third-party liability is one million dollars. It also covers collision and upset risks and all risks except collision or upset, taking into account the application of the deductible. For periods 2 and 3, the amount corresponding to third-party liability is one million dollars. In addition to collision and upset coverage and all risks other than collision or upset, with application of the deductible.
In Ontario, for example, coverage is not provided while offline. For period 1, the amount of third-party liability is $1 million. Basic accident benefits, collision and comprehensive coverage are also included, provided the deductible is $1,000.
For periods 2 and 3, the liability value is $2 million with basic accident benefits and collision and comprehensive cover. It should always be borne in mind that the deductible is $1,000.
In Alberta, while off-line, no coverage is provided. However, during period 1, the amount of third-party liability is one million dollars, plus basic accident benefits. It should be noted that personal auto insurance is activated during period 1, while additional cover is provided through the commercial insurance policy. In periods 2 and 3, the amount of third-party liability reaches $2 million, plus basic accident benefits, collision and comprehensive coverages. The only condition is that the deductible must be $1,000.
In Nova Scotia, as in previous provinces, no coverage is provided while offline. For Period 1, the amount of third-party liability is $1 million. In addition to basic accident benefits, there are collision and comprehensive coverages. Of course, the deductible must correspond to $1,000. For periods 2 and 3, the amount of third-party liability is $2 million. There is also basic accident benefit coverage and collision and comprehensive coverage. The required deductible is $1,000. It should be noted that Uber's ride-sharing service is not offered in Nova Scotia, so insurance coverage is only available for delivery services.
The above information gives only a general idea of the conditions of cover, and is not exhaustive. Please refer to your insurance contract for full details, including premiums, deductibles and exclusions. In the event of any discrepancy with the policy in force in the driver's province, the latter takes precedence over the information provided on the site. In the event of any dispute or difference of interpretation, the English version shall prevail.
How do I file a claim?
In the event of an accident occurring during the ride-sharing or delivery service, the driver must contact Uber through the application, following the claims procedures set up by Uber. If you have any queries about a claim, simply contact Economical or your broker.
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