ECONOMICS
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Online home insurance quote
These days, time flies, and as the saying goes, "Time lost can't be replaced". So when we want something today, we want it right now. This desire is all the more present with the influence of the Internet, which never ceases to fuel our desires with ever-faster, ever-better and ever-more-convenient communication. These are just some of the many reasons why e-commerce has become increasingly important in Quebec in recent years.
Indeed, the e-business has nothing left to prove in terms of its effectiveness in satisfying the public, as demonstrated by the growing popularity of online banking, financial services and the numerous purchases of a wide variety of products. Since 2010, the number of online financial transactions in Quebec has been growing steadily and substantially. In fact, in 2014, almost 60% of adult Quebecers said they had carried out at least one financial transaction online, according to CEFRIO, which produced this statistic following a study on the subject.
Is banking security important for insurance?
It's not just speed and convenience that count - these factors are certainly very important, and make the Internet an indispensable tool - but we mustn't forget what's essential: confidence in security. And on this last point, the Internet still has some way to go, as most people would rather entrust themselves to traditional financial institutions, which inspire them with greater confidence, than venture to use electronic payment services found all over the web, like PayPal for example.
We noted that just over half of adult Quebecers (53%) told us they paid at least one bill online via their financial institution's website during 2014, with only 29% for those who did so on a supplier's site, and just 24% did so with a web-based electronic payment service. A further 31% made the choice to move funds to another person via their financial institution's website.
Store around for better savings
Most Quebecers are aware of the rivalry that is taking hold in the Internet financial services sector, and are trying to take advantage of the best services that competitors have to offer. In fact, what PayPal has to offer is innovative services that encourage traditional financial institutions to innovate in their turn, all to the great benefit of customers. Customers now know where they stand, with all the information they need about the insurance services and financial products on offer. And all they have to do is store around for the perfect product. Last year, 4 out of 10 Quebecers said they had consulted more than one site to compare insurance and financial products. car insurance. In general, young people aged 18 to 24 store the most on several financial sites, while their elders (25 to 54), who are more numerous, limit themselves to their financial institution's website.
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Ever more mobile, ever faster
The key words for this generation are young, hip and connected. The most perfect example of this new wave are those who use mobile devices or mobinautes, as we're wont to say, there are billions of them on the planet using these gadgets while constantly on the move. We know that during 2014, almost 60% of young Quebecers, aged approximately between 18 and 34, consulted their bank account via a mobile device, and that almost 50% of them carried out at least one financial transaction thanks to one of these portable devices. But it's not just young people who are doing this - today, 38% of adults aged between 35 and 44 are also making transactions via a mobile device, another sign that this practice is spreading like wildfire.
Shopping around for insurance
What's good to know is that these days we can apply for a particular product, like insurance for example, directly online. This makes it easier to fill in the purely formal questionnaire, and the insurance application is just a few clicks away. What's more, you'll have the privilege of accessing a wealth of information that could help you find what you're looking for. In 2014, nearly 10% of the Quebec population chose to do just that. You might say that this statistic is rather discouraging, but it's only the beginning, given that this kind of service is not yet widely known by the public. Slowly but surely, the number of Quebecers using this service will increase, and in the space of 2 years, this rate has already doubled.
Store with your online broker
So, if filling in a form is unavoidable, why not don't sign up for the cheapest or for the one that offers the most protection. That's what Assur360 offers you: the choice, with its insurance comparison which will enable you to make the best possible comparison of different insurance offers, and who knows, you might just find what you're looking for. The process is simple: you fill in the form and we'll do the rest. We'll store around for you with our reputable insurers and find the one that's right for you, offering you the best possible deal. All you have to do is try it, and it's free and saves you money!
