Pafco

Pafco - Car and home insurance

 

Regarding Pafco car insurance

Pafco auto and home insurance is the insurance of second chances in Quebec. Assur360 represents Pafco as a solid partner with whom it has advantageous agreements for its customers.

Founded some twenty years ago, Pafco's mission has been to build a solid foundation for offering its policyholders specialized insurance products, as well as customer service worthy of the biggest insurance companies, with the help of a network of dedicated independent brokers.

Among its services, Pafco can provide car insurance private drivers who can't get coverage in the standard insurance market. What's more, Pafco can even insure you in the event that you have a lack of driving experience, a history of road accidents or insurance interruption, traffic violations or a license suspensionIn short, anything that might put a brake on demand for driver insurance in the standard personal lines market.

So, if you're one of those drivers looking to improve your insurance record, Pafco will be delighted to welcome you with open arms. We can provide you with a non-standard insurance policy at unbeatable prices, tailored to your individual needs.

In case you have a claim to make, you should know that Pafco provides a claims service that is available 24/7 throughout the week, which is just as valid for repair programs that will provide you with quality repairs when needed, not forgetting to mention written warranties on all work, as well as preferred service.

What you'll gain with Pafco is peace of mind and less worry in your life! So, in the event of a claim, we have a team of professionals eager to explain the coverages we offer, but who can also guide you through the claims settlement process.

What Pafco assurance can do for you

• We will provide brokers and policyholders with a bilingual hotline, 24 hours a day, 7 days a week;
• We will inform customers of Pafco's guarantees;
• We'll explain how a claim is handled;
• We will do our best to provide an accurate and prompt assessment of the claim at Pafco;
• We'll give you the choice by recommending a guaranteed repair service, but you can just as easily choose your own repair service.

We will respond quickly and efficiently to all your requests at Pafco.

Do you have real protection?

For more details about our products, services or Pafco insurance, Get a quick quote online!
Request a quote with Pafco :
Non-standard car insurance
Substandard home insurance
Pafco 2nd chance insurance
Substandard 2nd chance home insurance

A few words about Pafco car insurance

Your civil liability

First and foremost, car insurance is about civil liability. It protects you against claims that people may make against you in the event of bodily injury or property damage in a road accident.

Third-party liability does not cover material damage to your vehicle.

Car insurance will also cover damage to your vehicle, including its equipment and accessories.

Pafco offers you a choice of four types of warranty:

• Collision and rollover hazards
• Risks except collision and rollover
• All risks except
• Specific risks

Why choose an independent broker?

Since Pafco is a manufacturer of property and casualty insurance, it's essential to acquire a broker who can effectively handle your case. You also need to provide information about your damage insurance needs without lying and with a clear head. If you're not honest, your Assur360 broker could end up offering you products that don't suit your needs.

If anything seems unclear, don't hesitate to ask your Assur360 broker for more information. By doing so, you'll avoid misunderstandings and increase your confidence in the information you've acquired.

Here are a few basic principles to help you make a good deal as an insurance consumer:

Remember that you always come first.
You should choose your insurance brokers on the basis of their product and service recommendations, and their ability to assess your insurance needs.
Your broker should make purchasing proposals based solely on the characteristics of the products and services he offers, including the value of his own services.

1. It is legitimate for your broker to respect your instructions; under no circumstances should he make transactions that would be against the law.
2. You have the right to have a qualified and professional damage insurance broker, so if you have any doubts about his or her qualifications, you can contact the regulatory body that's right for you.
3. You have the right to demand the protection of your personal information, so that it is used only for the purposes for which it was intended. Except where required or permitted by law without your consent.
4. You have the right to know about conflicts of interest and to stop doing business with the broker.
5. You have the right to know all the details before making a decision on a financial product.
6. You can demand fast, efficient complaint resolution.

Ask us for a quick quote for your insurance auto 2ieme chance or your home. Pafco turns down almost no applications. Many second chance auto dealers refer their customers to us for fast service, even on weekends and evenings.

Pafco offers premium financing by direct debit or credit card.

Always consult an Assur360 certified representative for more details on Pafco and insurance.