Independent brokers in Quebec
Hiring an independent insurance broker saves time and money. The reason is simple, such a professional takes care of the analysis of each client’s needs to present them with the insurance contracts that best meet their expectations, while offering them a good guarantee/price ratio.
The best independent insurance brokers have access to a wide range of insurers across the country, including those that do not sell directly to the public. In addition, they keep an eye on market variations, which allows them to offer up-to-date products at very competitive prices. On the other hand, they make sure to look for the most interesting discounts, which the customer can take advantage of.
Personalized advice from an independent broker
The use of independent insurance brokers is an opportunity to have a service adapted to the client’s expectations and a great deal of flexibility in schedules. Indeed, they make sure to adapt to the schedules and methods of contact that best suit the insured.
The client’s interests come first
Brokers take care to defend the interests of the client and therefore develop a real partnership with him. In the event of complaints, they are responsible for facilitating the administrative procedures, while answering questions and providing detailed information to the insured. They will even take care of the defence of the latter in the event of a dispute with the insurer. The recommendations they submit are favourable to the interests of the insured. Their intervention is done in a professional and impartial manner.
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Broker with expertise and a relationship of trust
If more and more policyholders are using a broker, it is for the good reason that the broker is not just an advisor, but much more an expert in the insurance sector. This makes him the best placed professional to assess his client’s needs.
The main concern of this expert is to serve the interests of his client, especially since there is no financial commitment to the various insurance companies. He carries out car, home or business insurance simulations with several insurers. It is accountable and transparent. As a result, the insured can trust him completely since he has no bias for any insurance company.
The plus is that by using an independent broker, you benefit from their expertise, but without having to incur additional fees. This expert receives an equal commission from each insurer with whom he places contracts. And as a result, he cannot favour one insurer over another, especially since his role is to defend the interests of his client above all.
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