safety
adventure
For many, their caravan or motorhome is their home away from home. It's crucial to take the necessary steps to protect your investment by purchasing RV insurance. The benefits are many, including protection, insuranceroadside assistanceand more. We understand that insurance can be a daunting subject, we're here to make it simple for you!
What is RV insurance?
RV insurance protects you in the event of damage or injury for which you are responsible, and also covers costs associated with damage to your own RV. recreational vehicle in the event of an incident. Coverage varies depending on whether your RV is your primary residence or used for recreational purposes. Specific coverage also depends on whether your motorhome is motorized or towable. Whether you need it or not, having a motorhome insurance is always a good idea in the event of an unexpected accident.
What are the advantages of motorhome and caravan insurance?
When you decide to taking out caravan insuranceThe benefits and associated advantages can be confusing. Depending on your insurance company, you may be able to choose additional coverage options such as total loss coverage, vacation liability, towing and roadside coverage, protection against uninsured and underinsured drivers, and more. The three main benefits of having specialized RV insurance include asset protection, liability protection and roadside assistance.
Asset protection
Recreational vehicles don't come cheap, whatever their category, and unfortunately, accidents do happen. Natural threats such as hail, fire and storms can jeopardize your investment and cause substantial damage. Motorhome insurance can help cover the physical damage caused and save you additional costs. Some insurance contracts also offer the possibility of adding coverage for your personal possessions stored in your motorhome.
Liability protection
Just like when you drive your carIn the event of an accident on the road or at a campsite, you can sometimes be held responsible. In the event of bodily injury or property damage, you'll want to be covered by an insurance policy. Third-party liability coverage from your recreational vehicle insurance can help you with accident-related expenses.
Roadside assistance
Roadside assistance is one of the best benefits available with many motorhome insurance policies. Often RV enthusiasts find themselves in situations where their trailer or recreational vehicle needs to be towed. Be sure to check whether roadside assistance is included in your motorhome insurance policy. If not, we encourage you to check out our RV Club, which offers motorhome enthusiasts additional benefits and privileges when traveling.
What recreational vehicle insurance do I need?
Your motorhome insurance agency will help you find the policy that best suits your personal needs and any special requirements in place. Often, the amount of coverage you need depends on several factors, including :
- The requirements of the place where you currently live.
- The type of recreational vehicle you own.
- Whether you use your recreational vehicle full-time or part-time.
- If you've decided to finance your motorhome, your lender will probably require you to have insurance coverage for physical damage. It's common for your lender to require certain deductibles and to want to be listed as a mortgage holder on the policy.
Where can I buy recreational vehicle insurance?
Assur360 can help you get a specialized RV insurance quote quickly and easily. Their insurance brokers will help you to find the perfect policy from one of their partner insurers, who will generally cover your travel trailerWe can help you find the best RV insurance policy for your RV, caravan, toy hauler, tent trailer or Class A, B or C motorhome. No matter how you travel with your family, Assur360 is here to help you get the best RV insurance policies available. Get your specialized quote online today!
