Insurance with claims frequency

If you have problems with the frequency of claims for your home, it can be difficult to obtain adequate insurance. Assur360 can insure you with its specialized insurers.

However, there are a few steps you can take to improve your situation and insure your home effectively.

• Understand the causes of your previous claims. It's important to understand the underlying causes of your previous claims so you can take steps to prevent them in the future.
• Improve your security. Install additional security systems, such as smoke and carbon monoxide detectors, to protect your home.
• Take care of your home. Perform regular routine inspections to make sure everything is in good condition, and repair any problems promptly.
• Consult several insurers. Don't settle for the first insurer you find. Contact several insurance companies to get quotes and find the best deal for you.
• Be honest with your insurer. It's important to be honest with your insurer about past claims and the steps you've taken to prevent them.

By following these steps, you can improve your situation and find the right insurance for your home. Keep in mind that this may take a little time, but in the end, it will help you feel safe and protected.

Do you have a housing claim frequency problem?

Some people are very lucky, while others are much less so. For the latter, they may encounter different types of incidents on a daily basis, such as theft, vandalism, water damage, sewer back-up, fire or other worries. It's not just the loss itself that's the problem, but sometimes the frequency of claims for a dwelling, condo or house that are close together can result in a refusal by the insurer. In some cases, the policyholder's request for renewal is rejected, and in others, the home insurance contract is cancelled.

Solution to the problem of multiple claims

In this type of case, it's time to look elsewhere for a solution, with specialized insurers in particular, until the customer's situation has been regularized. It's a good idea to enlist the help of a broker to find the right best residential coverage possible at a very competitive price.

Once the insured is back to normal, the broker can help him or her obtain an attractive offer from a regular insurer on advantageous terms. It's time to get support from Assur360, specialists in hard-to-insure risks.