your protection
1-866-350-9763
Most cheap motorcycle insurance policies will cost you a few hundred dollars. But there are ways to reduce the cost of your premium before you buy. Try these motorcycle insurance tips to reduce the cost of your premium:
Compare and change motorcycle insurers
Motorcycle insurance consumers who stay with their current insurer at renewal almost always pay a higher premium than those who choose to switch to a new provider.
Improve safety
Reduce the risk of theft of your inexpensive motorcycle by installing an alarm or an approved padlock and by storing your motorcycle in a safe place. motorcycle in a locked garage during the night.
Reduce extras
Adding optional extras to your policy, such as claims protection or leather coverage, can increase the cost of your premium.
Take a motorcycle training course
Advanced driving courses can help you gain experience and hone your skills, but every motorcycle programs do not offer a discount for this additional experience. You'll need to weigh the cost of the course against the discount you'll get with your broker. insurance motorcycle.
Reduce your annual mileage
The less time you spend on the road, the less likely you are to have to make a claim. But always be honest with your insurer about your annual mileage.
Choosing the right motorcycle
Smaller motorcycles generally have less powerful engines, which means your insurance could be cheaper. What's more, they tend to cost less to repair or replace.
Build up your claim-free file
A claims-free driving record may entitle you to a no-claims discount.
Avoid modified and unusual motorcycles
If you own a motorcycle that has been extensively modified, your premiums will be higher. They make your motorcycle more expensive to repair or replace, and more attractive to thieves.
Policies for you, whatever your bike
If you're looking for something more specific than standard motorcycle insurance, there are other policies available for many types of drivers and motorcycles.
Classic bikes
If your motorcycle is over 20 years old, it can benefit from classic or vintage motorcycle insurance. Coverage can include discounts for low mileage and an agreed value of the amount to be paid out in the event of a total loss.
Insurance for scooters and mopeds
Protection for small two-wheeled vehicles. Because of their low speed, they are suitable for apprentices and are often cheaper to insure than more powerful motorcycles.
Insurance for young or new drivers
Insurance can be expensive if you're a new or young rider. Lack of experience and perceived risk are all factors that contribute to the increase in your premium. However, you can find the coverage you need for less by comparing motorcycle quote with a broker.
The undeniable advantages of insuring your motorcycle with an insurance broker
When it comes to insuring your precious motorcycle, the working with an insurance broker can add significant value. Explore the many advantages of choosing a broker to protect your two-wheeler.
1. Personalized advice
Motorcycle insurance brokers understand the importance of individuality. They offer personalized advice by assessing your specific needs, taking into account the type of motorcycle you ride, your driving experience and your coverage preferences.
2. Offer comparison
A broker acts as your insurance expert, comparing offers from different motorcycle insurers to find you the best coverage at the best price. This saves you time and ensures that you get a policy that suits your needs and budget.
Your broker is available to discuss your request at your convenience.
