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Buying and insuring a boat or sailboat in Florida
More and more foreigners are buying boats in Florida, as it is pleasant to sail the coasts of Florida, whether on the Gulf of Mexico side or on the Atlantic Ocean side.
Buying a boat can be considered a difficult task for even the most experienced sailors. How to choose the right boat.
First of all, you need to set the budget you are willing to dedicate to the purchase of your yacht, the price of the berth, the storage costs and the costs that will be used to cover all the annual costs that would be necessary for insurance and repairs. The first year is the most expensive, because you have to equip your new boat with several pieces of electronic equipment, safety equipment and fittings, which can last up to 20 years. In the following years, maintenance and winterization costs for the engine and the pleasure boat are mandatory. It is advisable to take all these details into account, not to discourage you from buying your boat, but to know whether or not you can keep the boat in good working order.
Boat insurance prices for the South on Assur360
Boat insurance in Florida
Assur360 offers a boat insurance program for Canadian residents who sail in Florida. Pricing varies depending on the length of the boat or sailboat, the value, the sailing experience and the sailing areas. It is not that complex to get boat insurance for Florida, consult an insurance broker from Assur360.
Insurance for your sailboat or yacht in the Caribbean and Bahamas
Assur360 can provide navigation in the Gulf of Mexico, the Bahamas, Bermuda Island and the Caribbean under certain conditions, excluding Cuba. Assur360 is a brokerage firm specializing in marine insurance, it insures pleasure boats, high value yachts, offers sailboat and fishing boat insurance.
It is also important to know the sailing program and how the boat will be used. These two small details allow you to know which model of boat best suits your needs. A fisherman, for example, will need a fishing boat while a family will need to go to cruise ships.
The length of the boat must also be taken into consideration, you need to know if the size respects the berth you will have and if you will be able to pilot a large model. If you are going to make your first boat purchase, it is advisable to start with a small or medium-sized boat without forgetting to take into account the boat’s engine. Inboard or outboard, petrol or diesel, z-drive or shaft line, single engine or twin-engine, the choice is wide when it comes to boat engines. The engine depends on the size and shape of the boat, your sailing program will help you choose your engine.
You also have to choose between buying a new boat or buying a boat that has already been used. This choice depends largely on your budget, for a first purchase a second-hand boat will do the trick. Many deals are on the market since the last economic crisis, you can find a large used boat at the same price as a small new boat.
Which manufacturer to choose? The equipment and finishes differ from one manufacturer to another. The discount of a boat bought from a major manufacturer will be less than for a boat bought from an unknown manufacturer. We advise you to turn to the safe bets on the market, you will have less difficulty finding the boat of your dreams as well as for its resale. It is not advisable to take a fashionable model, as it can go out of style quickly and become difficult to sell.
Do not hesitate to contact a specialist for any boat purchase in Florida, their professionalism will only be beneficial to you.
Florida Investment: Waterfront Home
When you buy a waterfront home in Florida, you are also buying the jetty for your boat. Once you have reached an agreement with the seller, it is advisable to inspect the dock by a diver. The cost can be high, but it is essential for your well-being.
As for the purchase of houses on the canals. It should be noted that the lakes are used as conduits for flood control in this city. That’s why there are canals that connect the lakes. Many developers dredged these canals to build waterfront properties before environmental controls were tight. Nowadays, dredging work on an existing canal is controlled and well monitored, while dredging a new canal is strictly prohibited.
Pre-purchase and insurance inspection
Buying a home on a channel is often considered a good deal, but before closing the purchase, one should ask for information about the rules and potential issues. The depth of the channel and the distance from the lake should also be inspected, as most channels are shallow during periods of drought. In this case, sailing with a yacht becomes a real problem.
The depth of the water is not known by real estate agents, it is difficult to determine. Many people bought a house in a canal during periods of high water and a few years later the depth of the water in this canal became too small to be able to navigate with a large boat. It is advisable to buy your house from a real estate agent with a lot of experience with selling a house on a canal, an agent with a lot of experience is familiar with the depth of water in the canal in times of high water and in times of drought.
In Miami there are many bridges, some bridges are low for the passage of a large boat. So in addition to the depth of water that must be measured, you must also check the height of the bridges you are going to cross.
Some people are afraid of encountering crocodiles and sharks around their house. This idea is completely unfounded. On the other hand, you will be able to meet animals without any danger such as manatees.
The price of a waterfront house in Miami ranges from $800,000 to $6,000,000. Buying a waterfront home in Miami can only be a good investment, as the market is narrow and never at a standstill.
Before you buy your home, it is advisable to hire an attorney to help you with everything related to residential real estate law in Florida Travel. Real estate agents sell without any legal responsibility, whereas a lawyer is responsible for these details.
Comment le coût de l’assurance bateau est-il déterminé ?
Several factors influence the cost, including the type and size of the boat, its value, the intended use (fishing, boating, racing), where it is moored or stored, and the owner’s navigation record.
