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Antique car insurance is generally designed for vehicles that are 25 years old or older. Insurers often consider these cars to be collector’s items, and owners typically use them for occasional rides or vintage car events. Insurance policies for antique cars often have lower premiums than standard insurance policies, as vintage car owners are less likely to drive these cars regularly.
Do you own an antique, classic or special car?
Assur360 can help you by signing up for insurance coverage specifically designed for your car.
Your car is original; used for personal use, we can help!
Are you a true vehicle enthusiast and collect antique cars or just one car? We have the right product for you! Do you own the Ferrari of your dreams and want to protect your investment?
Our great strength is to be able to meet all the classic vehicle insurance needs of our customers thanks to the diversity of insurers with whom we do business.
To meet your antique car insurance needs and our obsession by offering you a multitude of products and high quality insurers.
The Silver Wheel Plan TM antique and collector’s car program
As of February 1, 2016 in Quebec, Aviva Canada covers classic or modified cars in Quebec through The Silver Wheel PlanTM program.
Lovers of classic or modified cars pay great attention to how they protect their treasures.
Benefits of The Silver Wheel PlanTM Insurance
Appraisal not required: With the help of the Hagerty® Appraisal Tool*, we determine the value of the vehicle in consultation with you and do not require an independent appraisal. It should be noted that the values of classic vehicles indicated in the Hagerty Price Guide, an independent publication, are among the most reliable in the field.
Agreed Value Protection: The total insured value of the car is guaranteed in the event of a total loss.
Year-round coverage across Canada and the United States.
Automatic coverage: New acquisitions and replacement antique cars are automatically covered up to $25,000. Deductible options: starting at $100.
About Aviva Canada
Aviva Canada Inc., a classic car specialist, is one of Canada’s largest property and casualty insurance groups. The company offers home, RV, auto, antique vehicle, boat and business insurance products to more than three million policyholders. Aviva Canada, with more than 3,000 employees, 25 offices and a network of approximately 1,500 independent brokers, is a wholly-owned subsidiary of Aviva plc based in the United Kingdom. The company is supporting change through the Aviva Community Fund, Canada’s longest-running online fundraising competition for Canadian communities. Since its launch in 2009, the Fund has provided $6.5 million in funding to 222 community-based projects across Canada.
Would you like a quote for your classic car or any other vehicle? Don’t wait any longer and consult an Assur360 broker near you.
Which classic cars can be covered?
We protect all kinds of classic cars, trucks, and other vehicles, including vintage cars, classic cars, and vintage cars, some modified and newer vehicles (sometimes referred to as “modern classics” or “future classics”), as well as many types of specialty vehicles. Qualification depends on use, storage and driving record. For more information, check out our insurance brokers now.
Why antique vehicle inspections and evaluations?
Antique car inspections and evaluations are essential to ensure the safety, reliability and authenticity of these special cars. Antique car owners should be aware of the issues involved in preserving their car and should make sure to take care of their vehicle by conducting regular inspections and evaluations.
Old cars an investment
The impacts of financial investments on the classic car market should not be overlooked. This is because these cars are considered safe investments, which attracts investors looking to protect their capital. Over the past five years, the prices of classic cars have risen significantly, mainly due to their safe-haven status. This trend has had an impact on the classic car market as a whole, with an increase in prices observed for iconic models such as the Porsche 911, Ferrari, some Citroën and lamborghini diablo, as Robert explains.
Are the premiums lower?
We understand that your car is a precious passion and that it will be driven with great care. We therefore adjust the premiums accordingly, up to 54% less on average than day driver insurance. With a day drive insurance policy, your classic car can be classified as a regular-use vehicle, and you’ll be charged as if you were driving the vehicle every day. Your antique car insurance broker is there to advise you.
