SAVINGS
protection
The smile, even with renewals
Oh dear, is your insurance premium increasing with each renewal? Don't Panic!
Every time you renew your car insuranceIt's as if she's decided to do some stretching, and guess what? Your bonus tends to go up, especially if you've made a small claim. Don't worry, though, because there are some cool ways to keep her in check.
1. Smart Valuation: The Key to a Top Premium
Savings in Your Pockets? It's possible!
Take a moment to assess your needs and store around for car insurance every two years. This will help you always get the best possible premium. Yes, it's a bit like shopping for savings, but for your insurance!
2. Align yourself with an Insurance Broker
Every Minute Counts : Let a pro take over
Okay, let's be honest, this whole process can be tedious and time-consuming. But don't worry, you don't have to do it alone! You can call on the services of a car insurancewho will take care of everything for you while you relax.
Deciphering Car Insurance Tips
Your Friendly Guide to the World of Car Insurance
In Quebec, as soon as you drive a car as an owner or lessee, it's time to take out car insurance. By law, every car must be covered for third-party liability, with a minimum of 50,000 $. But if you're aiming for 1 or 2 million, it's like adding a cherry to the cake!
A Little Help in Case of Trouble
This insurance covers you for minor accidents with other cars or buildings. But keep in mind that if your own car takes a hit, it won't be consoled. It's a bit like the insurance company cuckooing on one side.
Then there are a variety of options:
Non-collision "oops" moments (fire, theft, vandalism and glass breakage)
The pile-ups
The "all-risk" approach
Cool extras
The SAAQ takes care of bodily injuries.
What Makes Insurance Prices Dance
The Secret Recipe of the Perfect Price
When it comes to car insurance premiums, there are many ingredients to consider. What's more, premiums can vary wildly from one company to another. car insurer to each other, even for the same protection. Not very cool, is it?
Let your savings shine
The Royal Road to Friendly Economies
To make your piggy bank shine, look out for a few cool tricks:
Choice of car (some models are a little more "spicy" than others)
Installing a super anti-theft system
Drive wisely to show everyone how well behaved you are on the road
Fewer car journeys, whenever possible
To save money, we recommend you do a little insurance shopping before each renewal. It may seem tedious, but believe me, it's worth it!
Steps to Save Money Without Headaches
No need to worry about saving money
Start by assessing your needs. There's no point in buying useless stuff that will inflate your premium for nothing.
For example, if you've got an old car that's already been around the world and isn't worth much anymore, you don't need the same protection as a new car.
To save money, don't overlook deductibles. It's like the amount of money you're willing to put on the table in case something goes wrong. If your wallet is well-stocked, a higher deductible can save you money.
Keep your risk tolerance in mind. Ultra-all-inclusive insurances cost a little more.
Winning combination : Car Insurance + Home Insurance
When Car and Home Insurance Become BFFs
Most insurers will give you a friendly wink if you decide to take out an insurance policy.buy your car insurance and home insurance with them. And if you combine your car insurance with your other half's, you'll get a nice discount.
And don't forget your hobby toys: insure them all in the same place.
Nice Comparison: The Key to Savings
The Secret of Savings in Two Words: Compare, Compare!
To reduce your insurance bill, all you have to do is take a little time to compare offers. It's a recipe that works every time. And it's best to repeat this step each time you renew. Don't be shy, call the insurers you like. If you're short of time, use an online insurance comparator. It's like having a nice friend do all the work for you. You can then choose the most advantageous offer.
It's also an opportunity to update your information and tell us if you've changed anything. For example, if you're driving less, if you've installed a super anti-theft device, or even if you've moved.
